Population 9,960 · Census ACS 2020–24
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Population and households in Financial District
Household size in Financial District
| Period | Financial District | San Francisco area | California | U.S. |
|---|---|---|---|---|
| 2006–10 | 1.58 | 2.74 | 3.04 | 2.68 |
| 2010–14 | 1.64 | 2.79 | 3.10 | 2.73 |
| 2015–19 | 1.89 | 2.83 | 3.09 | 2.71 |
| 2020–24 | 1.73 | 2.75 | 3.01 | 2.65 |
| Change | +0.15 | +0.01 | −0.03 | −0.03 |
Financial District is a place of small households, averaging 1.73 people against 2.65 for the U.S., which points to many singles, couples and roommates and relatively few children. Since 2006–10, household size has climbed from 1.58, even as the national average fell. Households are largest in the west and smallest in the north.
Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).
Median age in Financial District
| Period | Financial District | San Francisco area | California | U.S. |
|---|---|---|---|---|
| 2006–10 | 42.8 | 38.6 | 35.8 | 37.7 |
| 2010–14 | 41.1 | 39.4 | 36.8 | 38.6 |
| 2015–19 | 40.2 | 40.1 | 37.9 | 39.6 |
| 2020–24 | 40.7 | 41.3 | 39.0 | 40.1 |
| Change | −2.1 | +2.7 | +3.1 | +2.3 |
At 40.7, the median age in Financial District is close to the national median of 40.1, so its age mix looks much like the country's. Since 2006–10, the median age has dropped from 42.8, even as the national median rose. Residents skew youngest in the east and oldest in the west.
Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).
Single-parent households in Financial District
| Period | Financial District | San Francisco area | California | U.S. |
|---|---|---|---|---|
| 2006–10 | 3.0% | 10.3% | 13.5% | 12.3% |
| 2010–14 | 3.4% | 9.9% | 13.5% | 12.3% |
| 2015–19 | 2.5% | 9.1% | 12.3% | 11.6% |
| 2020–24 | 4.5% | 8.8% | 12.3% | 11.6% |
| Change | +1.5 pts | −1.5 pts | −1.2 pts | −0.6 pts |
Single parents head only 4.5% of households in Financial District, well below the national share of 11.6%. Since 2006–10, the single-parent share has edged up 1.5 points, even as the national share fell.
Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).
Housing in Financial District
Renters in Financial District
| Period | Financial District | San Francisco area | California | U.S. |
|---|---|---|---|---|
| 2006–10 | 81.3% | 43.7% | 42.6% | 33.3% |
| 2010–14 | 81.3% | 46.2% | 45.2% | 35.6% |
| 2015–19 | 78.5% | 45.3% | 45.2% | 36.0% |
| 2020–24 | 77.1% | 44.5% | 44.1% | 34.8% |
| Change | −4.2 pts | +0.8 pts | +1.5 pts | +1.5 pts |
Renters far outnumber owners in Financial District: 77.1% of households rent their homes, against 34.8% nationally. Among homeowners, 44.1% have no mortgage at all, above the national share of 39.8%. Rentals cluster in the north; owners are most common in the south. The renter share is down 4.2 points from 2006–10, even as the national share rose.
Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).
Vacant homes in Financial District
| Period | Financial District | San Francisco area | California | U.S. |
|---|---|---|---|---|
| 2006–10 | 29.6% | 8.6% | 8.7% | 11.4% |
| 2010–14 | 18.8% | 7.1% | 8.1% | 11.4% |
| 2015–19 | 15.3% | 6.5% | 7.5% | 11.1% |
| 2020–24 | 21.4% | 7.5% | 7.3% | 9.6% |
| Change | −8.2 pts | −1.1 pts | −1.4 pts | −1.8 pts |
Vacant homes make up 21.4% of the housing in Financial District, far above the national rate of 9.6%. In resort and lake areas that usually means seasonal and vacation homes; elsewhere it can point to weak demand. Vacancy has fallen 8.2 points since 2006–10, a much bigger shift than nationally.
Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).
Age of homes in Financial District
| Period | Financial District | San Francisco area | California | U.S. |
|---|---|---|---|---|
| 2006–10 | 1978 | 1964 | 1972 | 1974 |
| 2010–14 | 1984 | 1965 | 1973 | 1975 |
| 2015–19 | 1984 | 1966 | 1974 | 1977 |
| 2020–24 | 1991 | 1968 | 1976 | 1980 |
| Change | +13 | +4 | +4 | +6 |
Much of the housing in Financial District is relatively new: half of its homes were built after 1991, compared with 1980 for the U.S. as a whole. The median year built has moved up from 1978 in 2006–10, a sign of steady new building. Newer construction is concentrated in the southeast, while the west has the oldest housing. Only one other San Francisco neighborhood has newer homes.
Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).
Rent in Financial District
| Period | Financial District | San Francisco area | California | U.S. |
|---|---|---|---|---|
| 2006–10 | $1,680 | $1,452 | $1,298 | $965 |
| 2010–14 | $1,723 | $1,551 | $1,379 | $1,040 |
| 2015–19 | $1,979 | $2,139 | $1,721 | $1,213 |
| 2020–24 | $2,810 | $2,666 | $2,229 | $1,571 |
| Change | +$1,130 | +$1,214 | +$931 | +$606 |
The median renter in Financial District pays $2,810 a month for rent and utilities, well above the national median of $1,571. Rent has climbed $1,130 a month since 2006–10, up 67%, faster than rents rose nationally. Rent takes 27.5% of the typical renter's income, just under the 30% mark often used to define affordable rent. Renters on a budget will find the lowest rents in the west; the highest are in the south.
Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).
Education in Financial District
Bachelor's degrees in Financial District
| Period | Financial District | San Francisco area | California | U.S. |
|---|---|---|---|---|
| 2006–10 | 68.3% | 42.5% | 29.1% | 28.4% |
| 2010–14 | 71.8% | 44.1% | 30.1% | 29.6% |
| 2015–19 | 70.2% | 48.9% | 32.9% | 32.1% |
| 2020–24 | 70.8% | 52.2% | 36.3% | 35.6% |
| Change | +2.4 pts | +9.7 pts | +7.1 pts | +7.2 pts |
Financial District is highly educated: about seven in ten adults 25 and older (70.8%) hold at least a bachelor's degree, far above the national share of 35.6%. The share with a degree has risen 2.4 points since 2006–10, in line with the national trend. College graduates are most concentrated in the northeast and least in the west.
Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
High school graduates in Financial District
| Period | Financial District | San Francisco area | California | U.S. |
|---|---|---|---|---|
| 2006–10 | 91.4% | 86.8% | 79.9% | 84.9% |
| 2010–14 | 90.6% | 87.5% | 80.7% | 86.1% |
| 2015–19 | 90.7% | 88.8% | 82.6% | 87.7% |
| 2020–24 | 89.3% | 89.1% | 84.2% | 89.3% |
| Change | −2.1 pts | +2.3 pts | +4.3 pts | +4.3 pts |
High school completion in Financial District is the same as the national rate: 89.3% of adults have a diploma or equivalent. The share with a diploma is down 2.1 points from 2006–10, even as the national rate rose.
High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
Jobs in Financial District
| Period | Financial District | San Francisco area | California | U.S. |
|---|---|---|---|---|
| 2006–10 | 6.1% | 7.8% | 9.2% | 8.1% |
| 2010–14 | 6.6% | 8.9% | 11.3% | 9.4% |
| 2015–19 | 4.4% | 4.6% | 6.3% | 5.6% |
| 2020–24 | 6.9% | 5.8% | 6.6% | 5.4% |
| Change | +0.8 pts | −2.0 pts | −2.6 pts | −2.7 pts |
Jobs have been harder to find in Financial District than nationally: unemployment was 6.9%, against 5.4%. Unemployment has edged up 0.8 points since 2006–10, even as the national rate fell. Because the Census pools five years of responses (2020–24), these rates smooth over short swings and lag the current job market.
Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).
Financial District compared with nearby neighborhoods
| Neighborhood | Household size | Median age | Single parents | Renters | Vacant homes | Median year built | Median rent | Bachelor's degree | High school diploma | Unemployment |
|---|---|---|---|---|---|---|---|---|---|---|
| Financial District | 1.73 | 40.7 | 4.5% | 77.1% | 21.4% | 1991 | $2,810 | 70.8% | 89.3% | 6.9% |
| Chinatown-San Francisco | 1.96 | 52.8 | 5.0% | 90.5% | 18.5% | 1939 | $1,137 | 29.8% | 58.5% | 10.3% |
| Union Square | 1.65 | 42.5 | 3.7% | 90.8% | 21.6% | 1953 | $1,700 | 47.9% | 83.9% | 12.6% |
| South of Market | 1.84 | 38.0 | 4.8% | 70.5% | 14.0% | 2000 | $2,873 | 67.0% | 91.3% | 6.6% |
| North Beach | 1.93 | 45.4 | 4.6% | 79.0% | 17.3% | 1956 | $2,132 | 56.8% | 83.9% | 6.5% |
| Nob Hill | 1.68 | 41.8 | 2.4% | 82.7% | 21.1% | 1944 | $2,377 | 62.8% | 87.8% | 5.0% |
| Downtown San Francisco | 1.57 | 43.6 | 5.7% | 92.3% | 16.8% | 1962 | $1,636 | 40.6% | 80.0% | 10.4% |
| Russian Hill | 1.84 | 39.1 | 3.7% | 77.7% | 17.1% | 1941 | $2,793 | 79.7% | 95.3% | 3.7% |
| Pacific Heights | 1.72 | 38.8 | 2.5% | 71.0% | 16.4% | 1940 | $3,074 | 84.3% | 97.4% | 4.4% |
| Cow Hollow | 1.96 | 34.5 | 4.2% | 70.4% | 16.7% | 1941 | $3,214 | 83.1% | 97.2% | 2.8% |
| Potrero | 2.01 | 35.1 | 6.7% | 57.9% | 12.3% | 1987 | $3,235 | 81.9% | 96.1% | 4.5% |
All figures 2020–24.
Neighborhoods with similar populations: Providence Plantation, Charlotte, NC · Bloomfield-Allen, Des Moines, IA · Hillside, Daly City, CA · El Toro Marine Air Station, Irvine, CA · Sans Pareil, Jacksonville, FL · Shenandoah, Aurora, CO · Bulls Head, Staten Island, NY · Trumbull Village, Albuquerque, NM · Brentwood, Austin, TX · Reservorir, Lexington, KY
About these numbers
Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up Financial District. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.
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