Population 206 · Census ACS 2020–24
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Population and households in Fines Creek
Household size in Fines Creek
| Period | Fines Creek | North Carolina | U.S. |
|---|---|---|---|
| 2006–10 | 2.10 | 2.53 | 2.68 |
| 2010–14 | 2.08 | 2.58 | 2.73 |
| 2015–19 | 2.33 | 2.56 | 2.71 |
| 2020–24 | 2.22 | 2.52 | 2.65 |
| Change | +0.12 | −0.01 | −0.03 |
Households in Fines Creek are small: just 2.22 people on average, compared with 2.65 nationally. That is typical of places where many people live alone or as couples, and fewer have children at home. Since 2006–10, household size has climbed from 2.10, but in a place this small, survey estimates can swing a lot from one release to the next.
Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).
Median age in Fines Creek
| Period | Fines Creek | North Carolina | U.S. |
|---|---|---|---|
| 2006–10 | 47.6 | 37.9 | 37.7 |
| 2010–14 | 49.0 | 38.9 | 38.6 |
| 2015–19 | 51.1 | 40.2 | 39.6 |
| 2020–24 | 54.0 | 40.3 | 40.1 |
| Change | +6.4 | +2.3 | +2.3 |
With a median age of 54.0, Fines Creek is noticeably older than the country as a whole (40.1), an age mix that tilts toward empty nesters and retirees.
Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).
Single-parent households in Fines Creek
| Period | Fines Creek | North Carolina | U.S. |
|---|---|---|---|
| 2006–10 | 4.7% | 12.3% | 12.3% |
| 2010–14 | 9.9% | 12.5% | 12.3% |
| 2015–19 | 8.7% | 11.6% | 11.6% |
| 2020–24 | 5.2% | 11.4% | 11.6% |
| Change | +0.5 pts | −1.0 pts | −0.6 pts |
Single parents head only 5.2% of households in Fines Creek, well below the national share of 11.6%.
Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).
Housing in Fines Creek
Renters in Fines Creek
| Period | Fines Creek | North Carolina | U.S. |
|---|---|---|---|
| 2006–10 | 29.1% | 31.9% | 33.3% |
| 2010–14 | 24.5% | 34.2% | 35.6% |
| 2015–19 | 20.1% | 34.8% | 36.0% |
| 2020–24 | 26.8% | 33.4% | 34.8% |
| Change | −2.3 pts | +1.4 pts | +1.5 pts |
More than a quarter of households in Fines Creek rent their homes (26.8%), below the national share of 34.8%; the rest own. About half of owners (50.2%) have paid off their mortgages, well above the national share of 39.8%.
Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).
Vacant homes in Fines Creek
| Period | Fines Creek | North Carolina | U.S. |
|---|---|---|---|
| 2006–10 | 13.8% | 12.8% | 11.4% |
| 2010–14 | 16.3% | 12.8% | 11.4% |
| 2015–19 | 35.1% | 12.5% | 11.1% |
| 2020–24 | 23.7% | 11.4% | 9.6% |
| Change | +9.8 pts | −1.5 pts | −1.8 pts |
Vacancy is high in Fines Creek: 23.7% of homes are empty, far above the national rate of 9.6%. In resort and lake areas that usually means seasonal and vacation homes; elsewhere it can point to weak demand.
Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).
Age of homes in Fines Creek
| Period | Fines Creek | North Carolina | U.S. |
|---|---|---|---|
| 2006–10 | 1989 | 1983 | 1974 |
| 2010–14 | 1987 | 1985 | 1975 |
| 2015–19 | 1991 | 1986 | 1977 |
| 2020–24 | 1997 | 1990 | 1980 |
| Change | +8 | +7 | +6 |
Fines Creek has newer housing than the country as a whole: the median home was built in 1997, versus 1980 nationally.
Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).
Rent in Fines Creek
| Period | Fines Creek | North Carolina | U.S. |
|---|---|---|---|
| 2006–10 | $714 | $789 | $965 |
| 2010–14 | $722 | $868 | $1,040 |
| 2015–19 | $881 | $981 | $1,213 |
| 2020–24 | $1,120 | $1,317 | $1,571 |
| Change | +$406 | +$528 | +$606 |
The median renter in Fines Creek pays $1,120 a month for rent and utilities, well below the national median of $1,571. The typical renter here spends 37.2% of household income on rent, well over the 30% mark often used to define affordable rent, so many renters here are stretched.
Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).
Education in Fines Creek
Bachelor's degrees in Fines Creek
| Period | Fines Creek | North Carolina | U.S. |
|---|---|---|---|
| 2006–10 | 20.0% | 27.8% | 28.4% |
| 2010–14 | 15.5% | 29.0% | 29.6% |
| 2015–19 | 20.6% | 32.0% | 32.1% |
| 2020–24 | 39.6% | 36.2% | 35.6% |
| Change | +19.5 pts | +8.4 pts | +7.2 pts |
About four in ten adults 25 and older in Fines Creek (39.6%) have a bachelor's degree or higher, a bit above the national share of 35.6%.
Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
High school graduates in Fines Creek
| Period | Fines Creek | North Carolina | U.S. |
|---|---|---|---|
| 2006–10 | 86.5% | 84.5% | 84.9% |
| 2010–14 | 83.5% | 86.0% | 86.1% |
| 2015–19 | 91.1% | 88.1% | 87.7% |
| 2020–24 | 98.2% | 90.2% | 89.3% |
| Change | +11.7 pts | +5.7 pts | +4.3 pts |
Finishing high school is nearly universal in Fines Creek: 98.2% of adults 25 and older have a diploma or equivalent, well above the national rate of 89.3%.
High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
Jobs in Fines Creek
| Period | Fines Creek | North Carolina | U.S. |
|---|---|---|---|
| 2006–10 | 2.7% | 8.8% | 8.1% |
| 2010–14 | 9.4% | 10.6% | 9.4% |
| 2015–19 | 5.1% | 5.7% | 5.6% |
| 2020–24 | 0.0% | 4.8% | 5.4% |
| Change | −2.7 pts | −4.0 pts | −2.7 pts |
The survey found almost no one in Fines Creek out of work and looking, against 5.4% of the labor force nationally. Because the Census pools five years of responses (2020–24), these rates smooth over short swings and lag the current job market.
Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).
Fines Creek compared with nearby cities
| City | Household size | Median age | Single parents | Renters | Vacant homes | Median year built | Median rent | Bachelor's degree | High school diploma | Unemployment |
|---|---|---|---|---|---|---|---|---|---|---|
| Fines Creek | 2.22 | 54.0 | 5.2% | 26.8% | 23.7% | 1997 | $1,120 | 39.6% | 98.2% | 0.0% |
| Trust | 1.73 | 64.7 | 5.7% | 18.7% | 43.2% | 1996 | $625 | 25.2% | 86.2% | 0.0% |
| Panther Creek | 2.80 | 47.5 | 9.6% | 18.2% | 25.2% | 1994 | $1,254 | 34.0% | 96.5% | 0.0% |
| Luck | 2.90 | 52.5 | 3.2% | 20.9% | 27.5% | 1991 | $1,656 | 25.7% | 95.6% | 0.0% |
| Spring Creek | 2.07 | 56.7 | 7.0% | 12.7% | 39.6% | 1991 | $921 | 23.0% | 91.3% | 0.0% |
| Cataloochee | 3.47 | 37.6 | 13.1% | 3.7% | 23.2% | 1993 | $1,176 | 21.6% | 95.7% | 0.0% |
| Nough | 2.29 | 47.2 | 10.3% | 23.9% | 14.7% | 1990 | $613 | 14.0% | 81.9% | 0.0% |
| Newfound | 2.50 | 53.4 | 5.3% | 12.3% | 17.8% | 1992 | $1,346 | 34.3% | 95.9% | 2.2% |
| Hot Springs | 2.40 | 50.8 | 8.0% | 23.7% | 33.0% | 1989 | $553 | 20.6% | 92.0% | 2.0% |
| Hartford | 2.05 | 52.7 | 4.0% | 14.4% | 13.2% | 1989 | $1,245 | 18.8% | 87.9% | 3.1% |
| Harmony Grove | 2.29 | 47.2 | 10.3% | 23.9% | 14.7% | 1990 | $613 | 14.0% | 81.9% | 0.0% |
All figures 2020–24.
Cities with similar populations: Padroni, CO · Nod, MS · Nodaway, IA · Nolan, TX · Nolo, PA · Noone, NH · Norman, NE · North Bridgton, ME · White Hills, AZ · White Elm, IA
About these numbers
Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up Fines Creek. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.
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