Population 3,389 · Census ACS 2020–24
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Population and households in Monterey Lakes
Household size in Monterey Lakes
| Period | Monterey Lakes | Largo | Tampa area | Florida | U.S. |
|---|---|---|---|---|---|
| 2006–10 | 2.35 | 2.24 | 2.49 | 2.63 | 2.68 |
| 2010–14 | 2.39 | 2.27 | 2.56 | 2.73 | 2.73 |
| 2015–19 | 2.48 | 2.34 | 2.59 | 2.75 | 2.71 |
| 2020–24 | 2.56 | 2.34 | 2.55 | 2.63 | 2.65 |
| Change | +0.21 | +0.10 | +0.06 | +0.00 | −0.03 |
Households in Monterey Lakes run a little small, averaging 2.56 people against 2.65 nationally, which usually means more singles and couples and fewer children. Even so, the typical household here is bigger than in Largo as a whole, where it has 2.34 people. Household size has climbed from 2.35 in 2006–10, but in a place this small, survey estimates can swing a lot from one release to the next.
Household size: the average number of people living in each occupied home. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25010).
Median age in Monterey Lakes
| Period | Monterey Lakes | Largo | Tampa area | Florida | U.S. |
|---|---|---|---|---|---|
| 2006–10 | 45.8 | 47.9 | 41.2 | 40.8 | 37.7 |
| 2010–14 | 44.4 | 48.1 | 42.3 | 42.0 | 38.6 |
| 2015–19 | 46.2 | 49.4 | 43.2 | 43.0 | 39.6 |
| 2020–24 | 38.6 | 49.4 | 43.1 | 43.5 | 40.1 |
| Change | −7.1 | +1.5 | +1.9 | +2.7 | +2.3 |
At 38.6, the median age in Monterey Lakes is close to the national median of 40.1, so its age mix looks much like the country's. The population here is younger than in Largo as a whole, where the median age is 49.4.
Median age: the age that splits residents into two equal halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B01002).
Single-parent households in Monterey Lakes
| Period | Monterey Lakes | Largo | Tampa area | Florida | U.S. |
|---|---|---|---|---|---|
| 2006–10 | 12.4% | 9.0% | 12.0% | 12.4% | 12.3% |
| 2010–14 | 15.2% | 10.5% | 11.9% | 12.2% | 12.3% |
| 2015–19 | 11.4% | 9.1% | 11.2% | 11.5% | 11.6% |
| 2020–24 | 21.7% | 9.8% | 10.7% | 11.4% | 11.6% |
| Change | +9.3 pts | +0.8 pts | −1.3 pts | −1.0 pts | −0.6 pts |
Single parents head more than one in five households in Monterey Lakes (21.7%), well above the national share of 11.6%.
Single-parent households: households where one adult with no spouse present lives with children under 18. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B11003).
Housing in Monterey Lakes
Renters in Monterey Lakes
| Period | Monterey Lakes | Largo | Tampa area | Florida | U.S. |
|---|---|---|---|---|---|
| 2006–10 | 28.4% | 31.1% | 30.3% | 30.3% | 33.3% |
| 2010–14 | 38.0% | 35.4% | 34.7% | 33.9% | 35.6% |
| 2015–19 | 33.8% | 34.6% | 35.1% | 34.6% | 36.0% |
| 2020–24 | 50.7% | 29.9% | 32.1% | 32.4% | 34.8% |
| Change | +22.3 pts | −1.2 pts | +1.8 pts | +2.1 pts | +1.5 pts |
Most households in Monterey Lakes rent: 50.7% of occupied homes are rented, far above the national share of 34.8%. Expect more apartments, and more turnover, than in owner-heavy areas. Among homeowners, 64.7% have no mortgage at all, well above the national share of 39.8%.
Renters: occupied homes that are rented rather than owned. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25003).
Vacant homes in Monterey Lakes
| Period | Monterey Lakes | Largo | Tampa area | Florida | U.S. |
|---|---|---|---|---|---|
| 2006–10 | 16.4% | 17.9% | 15.2% | 17.2% | 11.4% |
| 2010–14 | 19.4% | 18.3% | 15.4% | 17.6% | 11.4% |
| 2015–19 | 20.6% | 18.9% | 13.4% | 15.4% | 11.1% |
| 2020–24 | 26.9% | 17.5% | 11.0% | 12.5% | 9.6% |
| Change | +10.6 pts | −0.4 pts | −4.2 pts | −4.8 pts | −1.8 pts |
Vacancy is high in Monterey Lakes: 26.9% of homes are empty, far above the national rate of 9.6%. In resort and lake areas that usually means seasonal and vacation homes; elsewhere it can point to weak demand.
Vacant homes: homes with no one living in them, including vacation homes and homes for sale or rent. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25002).
Age of homes in Monterey Lakes
| Period | Monterey Lakes | Largo | Tampa area | Florida | U.S. |
|---|---|---|---|---|---|
| 2006–10 | 1981 | 1975 | 1982 | 1984 | 1974 |
| 2010–14 | 1980 | 1975 | 1983 | 1985 | 1975 |
| 2015–19 | 1981 | 1976 | 1984 | 1986 | 1977 |
| 2020–24 | 1982 | 1977 | 1988 | 1989 | 1980 |
| Change | +1 | +2 | +5 | +5 | +6 |
Homes in Monterey Lakes are about the same age as the nation's housing: the median home was built in 1982, versus 1980 nationally. Homes here are newer than in Largo as a whole, where the median home dates to 1977.
Age of homes: the year that splits the housing stock into older and newer halves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25035).
Rent in Monterey Lakes
| Period | Monterey Lakes | Largo | Tampa area | Florida | U.S. |
|---|---|---|---|---|---|
| 2006–10 | $1,084 | $971 | $1,036 | $1,092 | $965 |
| 2010–14 | $965 | $984 | $1,069 | $1,123 | $1,040 |
| 2015–19 | $1,103 | $1,109 | $1,244 | $1,323 | $1,213 |
| 2020–24 | $1,760 | $1,692 | $1,767 | $1,816 | $1,571 |
| Change | +$677 | +$721 | +$731 | +$724 | +$606 |
The median renter in Monterey Lakes pays $1,760 a month for rent and utilities, above the national median of $1,571. The picture is much the same across Largo. Rent takes 22.7% of the typical renter's income, comfortably under the 30% mark often used to define affordable rent.
Rent: monthly rent plus the utilities renters pay themselves. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B25064).
Education in Monterey Lakes
Bachelor's degrees in Monterey Lakes
| Period | Monterey Lakes | Largo | Tampa area | Florida | U.S. |
|---|---|---|---|---|---|
| 2006–10 | 12.3% | 20.6% | 26.6% | 26.4% | 28.4% |
| 2010–14 | 19.0% | 21.6% | 27.1% | 27.0% | 29.6% |
| 2015–19 | 24.2% | 23.7% | 30.4% | 30.0% | 32.1% |
| 2020–24 | 23.5% | 27.9% | 35.2% | 34.6% | 35.6% |
| Change | +11.2 pts | +7.3 pts | +8.6 pts | +8.2 pts | +7.2 pts |
College degrees are relatively uncommon in Monterey Lakes: 23.5% of adults 25 and older hold a bachelor's or higher, well below the national share of 35.6%.
Bachelor's degrees: adults 25 and older with a bachelor's degree or higher. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
High school graduates in Monterey Lakes
| Period | Monterey Lakes | Largo | Tampa area | Florida | U.S. |
|---|---|---|---|---|---|
| 2006–10 | 84.4% | 86.5% | 86.7% | 85.5% | 84.9% |
| 2010–14 | 87.7% | 88.5% | 87.9% | 86.5% | 86.1% |
| 2015–19 | 90.2% | 90.6% | 89.4% | 88.2% | 87.7% |
| 2020–24 | 91.6% | 91.6% | 90.9% | 90.0% | 89.3% |
| Change | +7.1 pts | +5.0 pts | +4.2 pts | +4.4 pts | +4.3 pts |
High school completion in Monterey Lakes is a bit above the national rate: 91.6% of adults have a diploma or equivalent, against 89.3%. Largo as a whole looks much the same.
High school graduates: adults 25 and older with a high school diploma, GED or more. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B15003).
Jobs in Monterey Lakes
| Period | Monterey Lakes | Largo | Tampa area | Florida | U.S. |
|---|---|---|---|---|---|
| 2006–10 | 9.9% | 8.6% | 8.7% | 8.9% | 8.1% |
| 2010–14 | 10.2% | 11.3% | 10.6% | 11.0% | 9.4% |
| 2015–19 | 5.2% | 5.8% | 5.7% | 5.7% | 5.6% |
| 2020–24 | 3.0% | 4.8% | 4.7% | 4.8% | 5.4% |
| Change | −6.9 pts | −3.7 pts | −4.1 pts | −4.1 pts | −2.7 pts |
The job market in Monterey Lakes has been strong: just 3.0% of the labor force was out of work and looking, well below the national rate of 5.4%. Because the Census pools five years of responses (2020–24), these rates smooth over short swings and lag the current job market.
Unemployment: people looking for work as a share of everyone working or looking. Source: BestNeighborhood calculations from U.S. Census Bureau ACS 5-year block-group estimates (table B23025).
Monterey Lakes compared with nearby neighborhoods
| Neighborhood | Household size | Median age | Single parents | Renters | Vacant homes | Median year built | Median rent | Bachelor's degree | High school diploma | Unemployment |
|---|---|---|---|---|---|---|---|---|---|---|
| Monterey Lakes | 2.56 | 38.6 | 21.7% | 50.7% | 26.9% | 1982 | $1,760 | 23.5% | 91.6% | 3.0% |
| Kings Manor | 2.81 | 44.3 | 14.9% | 17.8% | 28.0% | 1980 | $1,379 | 21.5% | 88.8% | 5.8% |
| Woodside Village | 2.27 | 46.1 | 7.0% | 48.1% | 15.4% | 1974 | $1,372 | 30.7% | 91.6% | 4.2% |
| Eldorado Village | 1.99 | 58.4 | 5.5% | 31.7% | 19.4% | 1979 | $1,597 | 27.8% | 89.5% | 3.3% |
| Friends of Ridgecrest | 2.86 | 46.2 | 15.3% | 19.8% | 14.9% | 1977 | $2,096 | 20.1% | 89.8% | 4.4% |
| Wyatt Street | 2.42 | 40.5 | 19.1% | 57.0% | 16.0% | 1976 | $1,619 | 15.3% | 86.7% | 6.4% |
| Millbrooke Ranch | 2.49 | 43.0 | 11.5% | 31.7% | 11.6% | 1970 | $1,447 | 19.4% | 87.9% | 6.3% |
| West and East Lealman | 2.44 | 48.3 | 11.8% | 38.7% | 18.8% | 1970 | $1,452 | 16.5% | 82.0% | 7.4% |
| Jungle Terrace | 2.18 | 52.9 | 4.7% | 14.8% | 13.2% | 1963 | $1,615 | 39.0% | 90.8% | 2.4% |
| Meadowlawn | 2.76 | 37.9 | 8.8% | 16.6% | 11.3% | 1963 | $2,045 | 37.6% | 91.2% | 6.5% |
| Holiday Park | 2.48 | 44.6 | 5.2% | 20.3% | 6.8% | 1962 | $1,615 | 35.5% | 95.1% | 4.3% |
All figures 2020–24.
Neighborhoods with similar populations: Williamsburg, Arlington, VA · Nicholtown, Greenville, SC · Maxwell, Tulsa, OK · Lake Floresta Park, Boca Raton, FL · Hidden Springs, West Linn, OR · Ridgewood, Springfield, OH · Park Estates, Long Beach, CA · Olympia, Wellington, FL · San Miguel Ranch, Chula Vista, CA · Artisan, Bakersfield, CA
About these numbers
Every figure on this page is a BestNeighborhood calculation from the Census Bureau's American Community Survey (ACS), built up from the Census block groups that make up Monterey Lakes. Each ACS 5-year release pools five years of responses; this page shows the last 15 releases, 2006–10 through 2020–24. Neighboring releases share four of their five years, so they move gradually and small changes between them are within the survey's margin of error; in small places the lines can jump from one release to the next for the same reason. The maps show the same measures for each neighborhood, ranked against the whole country.
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