Best Places03445, NH Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 03445, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
03445 ranks 5,039th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on low taxes by a wide margin, and walkability ranks lowest.
The best neighborhoods in 03445
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
03445's strengths and weaknesses
Where 03445 ranks high
- Low income/sales/gas taxBetter than 99% of zip codes
- Local economyBetter than 99% of zip codes
- Crime safetyBetter than 98% of zip codes
- Tree shadeBetter than 98% of zip codes
- Air qualityBetter than 94% of zip codes
Where 03445 ranks low
- WalkabilityBetter than only 5% of zip codes
- Nice weatherabout 58 pleasant days a year, better than only 6% of zip codes
- Housing crash safetyBetter than only 7% of zip codes
- Low property taxBetter than only 12% of zip codes
- State fiscal healthBetter than only 12% of zip codes
What it costs to buy a home in 03445
A household needs to earn about $83,000 a year to comfortably buy the median 03445 home, at 20% down and today's 30-year rate. That is below the area's own median income of $91,875, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 03445's effective rate of 1.54%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 03445
03445 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 03445.
Who works in 03445, and how
Work in 03445 centers on manufacturing and health care & social. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 83%
- Work from home 13%
- Transit, walk, or bike 3%
Life in 03445
The map and measures below break down dining, culture, and green space by neighborhood across 03445.
What the weather is like in 03445, month by month
03445 sees roughly 58 pleasant days a year. July highs average about 85 degrees. January highs sit near 36, with lows near 15. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 36° | 25° | 15° |
| April | 60° | 45° | 33° |
| July | 85° | 71° | 59° |
| October | 65° | 51° | 39° |
Flying in and out of 03445
The nearest airport, Manchester Boston Regional, is about 40 miles away and is a small airport. The nearest major hub is General Edward Lawrence Logan International, about 76 miles away.
The best schools in and around 03445
Schools across 03445 average a C+, better than 43% of zip codes.
Top elementary schools
- Nelson Elementary SchoolA · 65% proficient
- Gilsum Steam AcademyC− · 29% proficient
- Fuller Elementary SchoolC− · 27% proficient
Top middle schools
- Monadnock Regional Middle SchoolD− · 19% proficient
Top high schools
- Monadnock Regional High SchoolC+ · 37% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 03445 school and its grade on SchoolGrade.
03445 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 03445 against the other 33,109 zip codes.
Common questions about living in 03445
Is 03445 a good place to live?
Using BestNeighborhood's default rankings, 03445 ranks 5,039th of 33,110 zip codes. It scores highest on low taxes, a strong job market, and low crime, and lowest on walkability and the weather. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 03445 expensive to live in?
The median home is worth $289,700. The overall cost of living runs about 10% above the national average. Set against a $91,875 median income, cost of living beats 53% of zip codes.
Is 03445 safe?
Yes, 03445 is safer than 98% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $132 per resident a year.
Compare 03445 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 03445. Scores are absolute rather than ranked, which means a 60 in 03445 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
03445 detail on BestNeighborhood maps:
- Walk Grade for 03445: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 03445: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 03445: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 03445: carrier by carrier coverage behind the cell score.
03445 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.