Best Places10984, NY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 10984, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
10984 ranks 7,868th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on big-city access by a wide margin, and property taxes are the weak spot.
The best neighborhoods in 10984
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
10984's strengths and weaknesses
Where 10984 ranks high
- Big-city accessBetter than 97% of zip codes
- Internet speedBetter than 94% of zip codes
- Health outlookBetter than 93% of zip codes
- Household income$121,266 median, better than 90% of zip codes
- Air qualityBetter than 86% of zip codes
Where 10984 ranks low
- Low property taxBetter than only 1% of zip codes
- Housing crash safetyBetter than only 4% of zip codes
- Cheap car insuranceBetter than only 6% of zip codes
- Cheap childcare$1,476 a month, better than only 7% of zip codes
- Short commute35.8 minutes each way, better than only 9% of zip codes
What it costs to buy a home in 10984
A household needs to earn about $191,000 a year to comfortably buy the median 10984 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $121,266, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 10984's effective rate of 2.32%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 10984
10984 runs younger than the country, though it still carries a larger-than-average share of residents over 65, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 10984.
Who works in 10984, and how
Work in 10984 centers on health care & social and admin & support services. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 82%
- Work from home 14%
- Transit, walk, or bike 4%
Life in 10984
The coast is about 36 minutes away. Distance to the water changes a lot across 10984, which the map shows.
What the weather is like in 10984, month by month
10984 sees roughly 69 pleasant days a year. July highs average about 86 degrees. January highs sit near 41, with lows near 24. The comfortable stretch runs May, June, and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 41° | 32° | 24° |
| April | 62° | 50° | 40° |
| July | 86° | 76° | 66° |
| October | 68° | 57° | 47° |
Flying in and out of 10984
The nearest airport, Westchester County, is about 19 miles away and is a small airport. The nearest major hub is Laguardia, about 30 miles away.
The best schools in and around 10984
Schools across 10984 average a B−, better than 71% of zip codes.
Top elementary schools
- Thiells Elementary SchoolC · 35% proficient
Top middle schools
- Willow Grove Elementary SchoolB− · 41% proficient
- Fieldstone Middle SchoolC− · 29% proficient
Top high schools
- North Rockland High SchoolA+ · 86% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 10984 school and its grade on SchoolGrade.
10984 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 10984 against the other 33,109 zip codes.
Common questions about living in 10984
Is 10984 a good place to live?
Using BestNeighborhood's default rankings, 10984 ranks 7,868th of 33,110 zip codes. It scores highest on big-city access, fast internet, and population health, and lowest on property taxes and an overheated housing market. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 10984 expensive to live in?
The median home is worth $603,889. The overall cost of living runs about 21% above the national average. Set against a $121,266 median income, cost of living beats 73% of zip codes.
Is 10984 safe?
Yes, 10984 is safer than 82% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $216 per resident a year.
Compare 10984 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 10984. Scores are absolute rather than ranked, which means a 60 in 10984 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
10984 detail on BestNeighborhood maps:
- Walk Grade for 10984: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 10984: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 10984: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 10984: carrier by carrier coverage behind the cell score.
10984 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.