Best Places40111, KY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 40111, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
40111 ranks 28,530th of 33,110 U.S. zip codes on the BestNeighborhood index. A weak job market pulls hardest against it, while it scores best on low property taxes.
The best neighborhoods in 40111
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
40111's strengths and weaknesses
Where 40111 ranks high
- Low property taxBetter than 73% of zip codes
- Housing crash safetyBetter than 68% of zip codes
- Crime safetyBetter than 68% of zip codes
- Short commute23.5 minutes each way, better than 67% of zip codes
- Low income/sales/gas taxBetter than 67% of zip codes
Where 40111 ranks low
- Local economyBetter than only 4% of zip codes
- Health outlookBetter than only 10% of zip codes
- Household income$50,986 median, better than only 12% of zip codes
- Educational attainmentBetter than only 12% of zip codes
- Nice weatherabout 63 pleasant days a year, better than only 13% of zip codes
What it costs to buy a home in 40111
A household needs to earn about $35,000 a year to comfortably buy the median 40111 home, at 20% down and today's 30-year rate. That is below the area's own median income of $50,986, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 40111's effective rate of 0.59%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 40111
40111 runs younger than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 40111.
Who works in 40111, and how
Work in 40111 centers on manufacturing and retail trade. Unemployment runs well above the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 94%
- Work from home 2%
- Transit, walk, or bike 4%
Life in 40111
The map and measures below break down dining, culture, and green space by neighborhood across 40111.
What the weather is like in 40111, month by month
40111 sees roughly 63 pleasant days a year. July highs average about 89 degrees. January highs sit near 44, with lows near 28. The comfortable stretch runs April, May, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 44° | 35° | 28° |
| April | 70° | 58° | 48° |
| July | 89° | 79° | 70° |
| October | 72° | 60° | 50° |
Flying in and out of 40111
The nearest airport, Owensboro/Daviess County Regional, is about 30 miles away and is a small airport. The nearest major hub is Nashville International, about 117 miles away.
The best schools in and around 40111
Schools across 40111 average a C, better than 34% of zip codes.
Top elementary schools
- Hardinsburg Elementary SchoolC+ · 38% proficient
- South Hancock Elementary SchoolC− · 28% proficient
Top middle schools
- Breckinridge County Middle SchoolC+ · 37% proficient
Top high schools
- Tell City Jr-sr High SchoolB+ · 53% proficient
- Hancock County High SchoolC+ · 37% proficient
- Breckinridge County High SchoolC− · 29% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 40111 school and its grade on SchoolGrade.
40111 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 40111 against the other 33,109 zip codes.
Common questions about living in 40111
Is 40111 a good place to live?
Using BestNeighborhood's default rankings, 40111 ranks 28,530th of 33,110 zip codes. It scores highest on low property taxes, a stable housing market, and low crime, and lowest on a weak job market and health outcomes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 40111 expensive to live in?
The median home is worth $136,898. The overall cost of living runs about 25% below the national average. Set against a $50,986 median income, cost of living beats 22% of zip codes.
Is 40111 safe?
Yes, 40111 is safer than 68% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $230 per resident a year.
Compare 40111 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 40111. Scores are absolute rather than ranked, which means a 60 in 40111 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
40111 detail on BestNeighborhood maps:
- Walk Grade for 40111: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 40111: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 40111: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 40111: carrier by carrier coverage behind the cell score.
40111 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.