Best Places45041, OH Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 45041, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
45041 ranks 7,004th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on few empty homes by a wide margin, and noise is the weak spot.
The best neighborhoods in 45041
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
45041's strengths and weaknesses
Where 45041 ranks high
- Low vacancyBetter than 98% of zip codes
- WalkabilityBetter than 97% of zip codes
- Cheap car insuranceBetter than 96% of zip codes
- School gradeA−, better than 85% of zip codes
- Healthcare accessBetter than 83% of zip codes
Where 45041 ranks low
- QuietBetter than only 1% of zip codes
- Nice weatherabout 50 pleasant days a year, better than only 1% of zip codes
- Low property taxBetter than only 12% of zip codes
- Cheap childcare$1,273 a month, better than only 17% of zip codes
- Air qualityBetter than only 25% of zip codes
What it costs to buy a home in 45041
A household needs to earn about $93,000 a year to comfortably buy the median 45041 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $81,685, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 45041's effective rate of 1.53%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 45041
45041 runs younger than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 45041.
Who works in 45041, and how
Work in 45041 centers on manufacturing and retail trade. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 89%
- Work from home 6%
- Transit, walk, or bike 4%
Life in 45041
The map and measures below break down dining, culture, and green space by neighborhood across 45041.
What the weather is like in 45041, month by month
45041 sees roughly 50 pleasant days a year. July highs average about 88 degrees. January highs sit near 43, with lows near 23. The comfortable stretch runs April through June and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 43° | 32° | 23° |
| April | 68° | 55° | 43° |
| July | 88° | 77° | 67° |
| October | 71° | 59° | 47° |
Flying in and out of 45041
Cincinnati/Northern Kentucky International sits about 12 miles away. It is a medium hub and boarded 4.4 million passengers in 2025, with 99 nonstop destinations.
The best schools in and around 45041
Schools across 45041 average an A−, better than 85% of zip codes.
Top elementary schools
- Miami Whitewater Elementary SchoolA− · 60% proficient
Top middle schools
- Harrison Middle SchoolA · 62% proficient
Top high schools
- William Henry Harrison High SchoolB+ · 56% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 45041 school and its grade on SchoolGrade.
45041 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 45041 against the other 33,109 zip codes.
Common questions about living in 45041
Is 45041 a good place to live?
Using BestNeighborhood's default rankings, 45041 ranks 7,004th of 33,110 zip codes. It scores highest on few empty homes, walkability, and cheap car insurance, and lowest on noise and the weather. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 45041 expensive to live in?
The median home is worth $322,200. The overall cost of living runs about 11% below the national average. Set against a $81,685 median income, cost of living beats 71% of zip codes.
Is 45041 safe?
Yes, 45041 is safer than 68% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $226 per resident a year.
Compare 45041 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 45041. Scores are absolute rather than ranked, which means a 60 in 45041 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
45041 detail on BestNeighborhood maps:
- Walk Grade for 45041: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 45041: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 45041: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 45041: carrier by carrier coverage behind the cell score.
45041 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.