Best Places45056, OH Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 45056, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
45056 ranks 15,926th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on cheap car insurance by a wide margin, and the weather ranks lowest.
The best neighborhoods in 45056
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
45056's strengths and weaknesses
Where 45056 ranks high
- Cheap car insuranceBetter than 97% of zip codes
- BikingBetter than 92% of zip codes
- Short commute18.4 minutes each way, better than 90% of zip codes
- WalkabilityBetter than 90% of zip codes
- School gradeA−, better than 89% of zip codes
Where 45056 ranks low
- Nice weatherabout 61 pleasant days a year, better than only 10% of zip codes
- Voter turnoutBetter than only 11% of zip codes
- Cost of living vs incomeBetter than only 13% of zip codes
- Housing crash safetyBetter than only 14% of zip codes
- Household income$53,611 median, better than only 15% of zip codes
What it costs to buy a home in 45056
A household needs to earn about $70,000 a year to comfortably buy the median 45056 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $53,611, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 45056's effective rate of 1.10%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 8 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 45056
45056 runs younger than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 45056.
Who works in 45056, and how
Work in 45056 centers on education and hospitality & food. Unemployment runs well above the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 59%
- Work from home 16%
- Transit, walk, or bike 25%
Life in 45056
45056 has more parkland per resident than 72% of zip codes. That concentrates in some parts of 45056 and thins out in others, which the map shows.
What the weather is like in 45056, month by month
45056 sees roughly 61 pleasant days a year. July highs average about 89 degrees. January highs sit near 43, with lows near 23. The comfortable stretch runs May, June, and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 43° | 32° | 23° |
| April | 69° | 54° | 41° |
| July | 89° | 76° | 64° |
| October | 72° | 57° | 43° |
Flying in and out of 45056
Cincinnati/Northern Kentucky International sits about 32 miles away. It is a medium hub and boarded 4.4 million passengers in 2025, with 99 nonstop destinations.
The best schools in and around 45056
Schools across 45056 average an A−, better than 89% of zip codes.
Top elementary schools
- Kramer Elementary SchoolA · 67% proficient
- Bogan ElementaryA · 65% proficient
- Maude Marshall Elementary SchoolB− · 42% proficient
Top middle schools
- Talawanda Middle SchoolA− · 57% proficient
Top high schools
- Talawanda High SchoolA · 68% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 45056 school and its grade on SchoolGrade.
45056 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 45056 against the other 33,109 zip codes.
Who 45056 suits
Retirees
Set weather, quiet, and health care weights on the map to test the fit.
Common questions about living in 45056
Is 45056 a good place to live?
Using BestNeighborhood's default rankings, 45056 ranks 15,926th of 33,110 zip codes. It scores highest on cheap car insurance, biking, and short commutes, and lowest on the weather and civic engagement. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 45056 expensive to live in?
The median home is worth $256,654. The overall cost of living runs about 14% below the national average. Set against a $53,611 median income, cost of living beats 13% of zip codes.
Is 45056 safe?
45056 is safer than 36% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $346 per resident a year.
What is the weather like in 45056?
July highs average about 89 degrees, and January highs near 43 with lows near 23. That works out to about 61 pleasant days a year, more than 10% of zip codes.
Is 45056 good for families?
Schools beat 89% of zip codes, crime safety beats 36%, and childcare runs $1,273 a month.
Compare 45056 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 45056. Scores are absolute rather than ranked, which means a 60 in 45056 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
45056 detail on BestNeighborhood maps:
- Walk Grade for 45056: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 45056: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 45056: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 45056: carrier by carrier coverage behind the cell score.
45056 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.