Best Places45856, OH Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 45856, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
45856 ranks 8,639th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on cheap car insurance by a wide margin, and noise is the weak spot.
The best neighborhoods in 45856
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
45856's strengths and weaknesses
Where 45856 ranks high
- Cheap car insuranceBetter than 99% of zip codes
- School gradeA, better than 94% of zip codes
- Heat safetyBetter than 85% of zip codes
- Voter turnoutBetter than 80% of zip codes
- Cell coverageBetter than 76% of zip codes
Where 45856 ranks low
- QuietBetter than only 7% of zip codes
- Tree shadeBetter than only 10% of zip codes
- Internet speedBetter than only 26% of zip codes
- TransitBetter than only 35% of zip codes
- State fiscal healthBetter than only 35% of zip codes
What it costs to buy a home in 45856
A household needs to earn about $42,000 a year to comfortably buy the median 45856 home, at 20% down and today's 30-year rate. That is below the area's own median income of $85,233, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 45856's effective rate of 1.01%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 5 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 45856
45856 runs younger than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 45856.
Who works in 45856, and how
Work in 45856 centers on manufacturing and health care & social. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 90%
- Work from home 6%
- Transit, walk, or bike 4%
Life in 45856
45856 has more parkland per resident than 90% of zip codes. That concentrates in some parts of 45856 and thins out in others, which the map shows.
What the weather is like in 45856, month by month
45856 sees roughly 86 pleasant days a year. July highs average about 85 degrees. January highs sit near 35, with lows near 22. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 35° | 28° | 22° |
| April | 62° | 50° | 40° |
| July | 85° | 74° | 64° |
| October | 66° | 54° | 45° |
Flying in and out of 45856
The nearest airport, Eugene F Kranz Toledo Express, is about 35 miles away and is a small airport. The nearest major hub is Detroit Metro Wayne County, about 84 miles away.
The best schools in and around 45856
Schools across 45856 average an A, better than 94% of zip codes.
Top elementary schools
- Miller City Elementary SchoolA+ · 92% proficient
- Patrick Henry Elementary SchoolA+ · 80% proficient
- Continental Local Elementary SchoolA+ · 77% proficient
Top middle schools
- Miller City Middle SchoolA+ · 87% proficient
- Pandora-gilboa Middle SchoolA+ · 78% proficient
- Patrick Henry Middle SchoolA+ · 71% proficient
Top high schools
- Miller City High SchoolA+ · 87% proficient
- Continental Local High SchoolA · 73% proficient
- Pandora-gilboa High SchoolA− · 67% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 45856 school and its grade on SchoolGrade.
45856 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 45856 against the other 33,109 zip codes.
Common questions about living in 45856
Is 45856 a good place to live?
Using BestNeighborhood's default rankings, 45856 ranks 8,639th of 33,110 zip codes. It scores highest on cheap car insurance, good schools, and heat safety, and lowest on noise and tree cover. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 45856 expensive to live in?
The median home is worth $156,500. The overall cost of living runs about 17% below the national average. Set against a $85,233 median income, cost of living beats 76% of zip codes.
Is 45856 safe?
45856 is safer than 36% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $333 per resident a year.
Compare 45856 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 45856. Scores are absolute rather than ranked, which means a 60 in 45856 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
45856 detail on BestNeighborhood maps:
- Walk Grade for 45856: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 45856: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 45856: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 45856: carrier by carrier coverage behind the cell score.
45856 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.