Best Places46203, IN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 46203, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
46203 ranks 23,697th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on biking by a wide margin, and the weather ranks lowest.
The best neighborhoods in 46203
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
46203's strengths and weaknesses
Where 46203 ranks high
- BikingBetter than 90% of zip codes
- WalkabilityBetter than 90% of zip codes
- TransitBetter than 90% of zip codes
- Cell coverageBetter than 88% of zip codes
- Internet speedBetter than 86% of zip codes
Where 46203 ranks low
- Nice weatherabout 55 pleasant days a year, better than only 3% of zip codes
- QuietBetter than only 4% of zip codes
- Air qualityBetter than only 6% of zip codes
- Crime safetyBetter than only 6% of zip codes
- Voter turnoutBetter than only 12% of zip codes
What it costs to buy a home in 46203
A household needs to earn about $47,000 a year to comfortably buy the median 46203 home, at 20% down and today's 30-year rate. That is below the area's own median income of $63,202, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 46203's effective rate of 0.84%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 5 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 46203
46203 runs younger than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 46203.
Who works in 46203, and how
Work in 46203 centers on health care & social and construction. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 80%
- Work from home 13%
- Transit, walk, or bike 7%
Life in 46203
46203 has more parkland per resident than 79% of zip codes. That concentrates in some parts of 46203 and thins out in others, which the map shows.
What the weather is like in 46203, month by month
46203 sees roughly 55 pleasant days a year. July highs average about 88 degrees. January highs sit near 39, with lows near 21. The comfortable stretch runs May, June, and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 39° | 30° | 21° |
| April | 67° | 53° | 41° |
| July | 88° | 77° | 67° |
| October | 70° | 57° | 46° |
Flying in and out of 46203
Indianapolis International sits about 10 miles away. It is a medium hub and boarded 5.2 million passengers in 2025, with 92 nonstop destinations.
The best schools in and around 46203
Schools across 46203 average a C−, better than 31% of zip codes.
Top elementary schools
- Thompson Crossing Elementary SchB · 48% proficient
- Arlington Elementary SchoolB− · 40% proficient
- Jeremiah Gray Elementary SchoolC+ · 38% proficient
Top middle schools
- Merle Sidener Gifted AcademyA+ · 74% proficient
- Franklin Central Junior HighC+ · 36% proficient
- Southport 6th Grade AcademyC+ · 35% proficient
Top high schools
- Franklin Central High SchoolB+ · 56% proficient
- Southport High SchoolC+ · 35% proficient
- Warren Central High SchoolC · 30% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 46203 school and its grade on SchoolGrade.
46203 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 46203 against the other 33,109 zip codes.
Who 46203 suits
Remote workers
Internet is fast and widely advertised and 13% already work from home.
Retirees
Set weather, quiet, and health care weights on the map to test the fit.
Common questions about living in 46203
Is 46203 a good place to live?
Using BestNeighborhood's default rankings, 46203 ranks 23,697th of 33,110 zip codes. It scores highest on biking, walkability, and transit, and lowest on the weather and noise. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 46203 expensive to live in?
The median home is worth $180,221. The overall cost of living runs about 18% below the national average. Set against a $63,202 median income, cost of living beats 42% of zip codes.
Is 46203 safe?
46203 is safer than 6% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $654 per resident a year.
What is the weather like in 46203?
July highs average about 88 degrees, and January highs near 39 with lows near 21. That works out to about 55 pleasant days a year, more than 3% of zip codes.
Is 46203 good for families?
Schools beat 31% of zip codes, crime safety beats 6%, and childcare runs $808 a month.
Compare 46203 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 46203. Scores are absolute rather than ranked, which means a 60 in 46203 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
46203 detail on BestNeighborhood maps:
- Walk Grade for 46203: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 46203: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 46203: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 46203: carrier by carrier coverage behind the cell score.
46203 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.