Best Places74630, OK Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 74630, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
74630 ranks 30,493rd of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on a stable housing market by a wide margin, and education levels rank lowest.
The best neighborhoods in 74630
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
74630's strengths and weaknesses
Where 74630 ranks high
- Housing crash safetyBetter than 99% of zip codes
- Short commute15.3 minutes each way, better than 96% of zip codes
- Low property taxBetter than 95% of zip codes
- State fiscal healthBetter than 89% of zip codes
- Local economyBetter than 65% of zip codes
Where 74630 ranks low
- Educational attainmentBetter than only 1% of zip codes
- Internet speedBetter than only 4% of zip codes
- School gradeD−, better than only 5% of zip codes
- Heat safetyBetter than only 5% of zip codes
- Household income$43,984 median, better than only 6% of zip codes
What it costs to buy a home in 74630
A household needs to earn about $22,000 a year to comfortably buy the median 74630 home, at 20% down and today's 30-year rate. That is below the area's own median income of $43,984, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 74630's effective rate of 0.33%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 4 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 74630
74630 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 74630.
Who works in 74630, and how
Work in 74630 centers on education and health care & social. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 77%
- Work from home 9%
- Transit, walk, or bike 14%
Life in 74630
The map and measures below break down dining, culture, and green space by neighborhood across 74630.
What the weather is like in 74630, month by month
74630 sees roughly 101 pleasant days a year. July highs average about 97 degrees. January highs sit near 47, with lows near 26. The comfortable stretch runs April, May, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 47° | 34° | 26° |
| April | 74° | 59° | 47° |
| July | 97° | 83° | 72° |
| October | 74° | 60° | 50° |
Flying in and out of 74630
The nearest airport, Stillwater Regional, is about 32 miles away and is a small airport. The nearest major hub is Kansas City International, about 242 miles away.
The best schools in and around 74630
Schools across 74630 average a D−, better than 5% of zip codes.
Top elementary schools
- Perry EsC+ · 36% proficient
- Garber EsC · 33% proficient
- Tonkawa EsD+ · 22% proficient
Top middle schools
- Perry JhsD− · 17% proficient
- Tonkawa MsF · 12% proficient
Top high schools
- Tonkawa HsC− · 27% proficient
- Perry HsD+ · 25% proficient
- Garber HsD− · 17% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 74630 school and its grade on SchoolGrade.
74630 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 74630 against the other 33,109 zip codes.
Common questions about living in 74630
Is 74630 a good place to live?
Using BestNeighborhood's default rankings, 74630 ranks 30,493rd of 33,110 zip codes. It scores highest on a stable housing market, short commutes, and low property taxes, and lowest on education levels and internet speeds. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 74630 expensive to live in?
The median home is worth $88,239. The overall cost of living runs about 24% below the national average. Set against a $43,984 median income, cost of living beats 10% of zip codes.
Is 74630 safe?
74630 is safer than 24% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $526 per resident a year.
Compare 74630 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 74630. Scores are absolute rather than ranked, which means a 60 in 74630 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
74630 detail on BestNeighborhood maps:
- Walk Grade for 74630: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 74630: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 74630: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 74630: carrier by carrier coverage behind the cell score.
74630 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.