Best Places74745, OK Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood inside ZIP code 74745, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

74745 ranks 28,543rd of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on low property taxes by a wide margin, and health outcomes rank lowest.

#28,543
of 33,110 zip codes
BestNeighborhood rank
Defaults weight crime safety, affordability, schools, and weather highest: the things hardest to change after a move
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of 33,110 zip codes
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The best neighborhoods in 74745

Map of the best neighborhoods in the 74745 area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
Colorblind friendly off
Popular priorities:

BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

74745's strengths and weaknesses

Top 10%Low property taxes
Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare 74745 with other zip codes.

Where 74745 ranks high

  • Low property taxBetter than 90% of zip codes
  • State fiscal healthBetter than 89% of zip codes
  • Short commute20.4 minutes each way, better than 83% of zip codes
  • WalkabilityBetter than 74% of zip codes
  • Disaster safetyBetter than 72% of zip codes

Where 74745 ranks low

  • Health outlookBetter than only 8% of zip codes
  • Voter turnoutBetter than only 8% of zip codes
  • State infrastructureBetter than only 9% of zip codes
  • Household income$48,857 median, better than only 10% of zip codes
  • School gradeD, better than only 10% of zip codes

What it costs to buy a home in 74745

A household needs to earn about $37,000 a year to comfortably buy the median 74745 home, at 20% down and today's 30-year rate. That is below the area's own median income of $48,857, so a typical household can afford the median home outright.

Income to buy the median home
$37,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$855
principal, interest, tax, and insurance on a $148,059 home
Median rent
$779
a month, across all home sizes

Where the monthly payment goes

Principal & interest$755
Property tax$51
Homeowners insurance$49

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 74745's effective rate of 0.41%, and insurance is estimated at 0.4% of home value a year.

Renting versus buying

At today's prices, buying tends to cost more than renting for about the first 6 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.

Cumulative cost of renting versus owning the median home, first 10 years. Illustrative estimate.

Who lives in 74745

74745 runs younger than the country.

Median age
36
younger than the U.S. median of 41
Residents 65 and older
17%
versus 18% nationally
Average household
2.8
above the U.S. average of 2.6

Residents by age

Under 1827%
18 to 3423%
35 to 4917%
50 to 6416%
65 and older17%

Racial and ethnic makeup has its own map. See the race and diversity map for 74745.


Who works in 74745, and how

Work in 74745 centers on manufacturing and health care & social. Unemployment is close to the national rate, and employment has held roughly flat.

Work from home
7%
below the national average
Unemployment
5.0%
about the national average
Job growth
+0.5%
/y 2019-2023, slower than the national pace

Largest industries

Manufacturing18%
Health care & social15%
Retail trade11%
Hospitality & food8%
Education7%

How people get to work

  • Drive or carpool 90%
  • Work from home 7%
  • Transit, walk, or bike 3%

Life in 74745

74745 has more restaurants and bars per resident than 75% of zip codes. That concentrates in some parts of 74745 and thins out in others, which the map shows.

Places to eat and drink
57
restaurants, bars, and fast food, about 58.8 per 10,000 residents, more than 75% of zip codes

What the weather is like in 74745, month by month

74745 sees roughly 88 pleasant days a year. July highs average about 93 degrees. January highs sit near 54, with lows near 33. The comfortable stretch runs March through May, September, and October.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January54°42°33°
April74°62°52°
July93°81°72°
October77°64°54°

Flying in and out of 74745

The nearest airport, Texarkana Regional-Webb Field, is about 56 miles away and is a small airport. The nearest major hub is Dallas Love Field, about 138 miles away.

Nearest airport
TXK
Texarkana Regional-Webb Field, about 56 miles
Airport size
Nonhub
297th-busiest in the US, 3 nonstop destinations
Average drive
80 min
from the area, with no traffic

The best schools in and around 74745

Schools across 74745 average a D, better than 10% of zip codes.

Top elementary schools

Top middle schools

Top high schools

Grades come from K-12 test scores, with scores projected for schools missing data. See every 74745 school and its grade on SchoolGrade.


74745 measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 74745 against the other 33,109 zip codes.


Common questions about living in 74745

Is 74745 a good place to live?

Using BestNeighborhood's default rankings, 74745 ranks 28,543rd of 33,110 zip codes. It scores highest on low property taxes, state finances, and short commutes, and lowest on health outcomes and civic engagement. How good it is for you depends on which of those you weight most, which the map lets you set.

Is 74745 expensive to live in?

The median home is worth $148,059. The overall cost of living runs about 23% below the national average. Set against a $48,857 median income, cost of living beats 15% of zip codes.

Is 74745 safe?

74745 is safer than 24% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $577 per resident a year.


Compare 74745 with other zip codes


Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to 74745. Scores are absolute rather than ranked, which means a 60 in 74745 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

74745 detail on BestNeighborhood maps:

  1. Walk Grade for 74745: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in 74745: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of 74745: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in 74745: carrier by carrier coverage behind the cell score.

74745 detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  3. FAA Passenger Boarding Data: airport size and annual passenger counts.
  4. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  5. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  6. U.S. EPA Air Quality System: five year average air quality index.
  7. FEMA National Risk Index: expected annual loss from natural hazards.
  8. CDC PLACES: disease burden, preventable risk, and barriers to care.
  9. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  10. FCC National Broadband Map: internet and wireless availability.
  11. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  12. Religious activity uses a proprietary religious signal measurement.