Best Places75494, TX Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 75494, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
75494 ranks 19,736th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on low taxes by a wide margin, and summer heat is the weak spot.
The best neighborhoods in 75494
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
75494's strengths and weaknesses
Where 75494 ranks high
- Low income/sales/gas taxBetter than 91% of zip codes
- Cheap childcare$570 a month, better than 87% of zip codes
- State fiscal healthBetter than 82% of zip codes
- QuietBetter than 72% of zip codes
- Internet speedBetter than 72% of zip codes
Where 75494 ranks low
- Heat safetyBetter than only 12% of zip codes
- Educational attainmentBetter than only 14% of zip codes
- Housing crash safetyBetter than only 26% of zip codes
- Healthcare accessBetter than only 28% of zip codes
- Low vacancyBetter than only 28% of zip codes
What it costs to buy a home in 75494
A household needs to earn about $55,000 a year to comfortably buy the median 75494 home, at 20% down and today's 30-year rate. That is below the area's own median income of $63,896, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 75494's effective rate of 0.97%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 75494
75494's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 75494.
Who works in 75494, and how
Work in 75494 centers on construction and manufacturing. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 83%
- Work from home 12%
- Transit, walk, or bike 5%
Life in 75494
75494 has more restaurants and bars per resident than 66% of zip codes. That concentrates in some parts of 75494 and thins out in others, which the map shows.
What the weather is like in 75494, month by month
75494 sees roughly 77 pleasant days a year. July highs average about 93 degrees. January highs sit near 58, with lows near 37. The comfortable stretch runs March through May, October, and November.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 58° | 46° | 37° |
| April | 76° | 65° | 55° |
| July | 93° | 83° | 74° |
| October | 79° | 66° | 56° |
Flying in and out of 75494
The nearest airport, Tyler Pounds Regional, is about 41 miles away and is a small airport. The nearest major hub is Dallas Love Field, about 92 miles away.
The best schools in and around 75494
Schools across 75494 average a B, better than 64% of zip codes.
Top elementary schools
- Harmony ElB · 48% proficient
- Hawkins ElB · 47% proficient
- Harmony IntB · 45% proficient
Top middle schools
- Pittsburg IntA− · 58% proficient
- Quitman J HB · 44% proficient
- Mt Vernon MiddleB · 43% proficient
Top high schools
- Winnsboro H SA− · 62% proficient
- Pittsburg H SB+ · 57% proficient
- Harmony H SB+ · 53% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 75494 school and its grade on SchoolGrade.
75494 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 75494 against the other 33,109 zip codes.
Common questions about living in 75494
Is 75494 a good place to live?
Using BestNeighborhood's default rankings, 75494 ranks 19,736th of 33,110 zip codes. It scores highest on low taxes, affordable childcare, and state finances, and lowest on summer heat and education levels. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 75494 expensive to live in?
The median home is worth $204,388. The overall cost of living runs about 15% below the national average. Set against a $63,896 median income, cost of living beats 34% of zip codes.
Is 75494 safe?
Yes, 75494 is safer than 56% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $348 per resident a year.
Compare 75494 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 75494. Scores are absolute rather than ranked, which means a 60 in 75494 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
75494 detail on BestNeighborhood maps:
- Walk Grade for 75494: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 75494: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 75494: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 75494: carrier by carrier coverage behind the cell score.
75494 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.