Best Places76240, TX Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 76240, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
76240 ranks 15,577th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on low taxes by a wide margin, and air quality ranks lowest.
The best neighborhoods in 76240
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
76240's strengths and weaknesses
Where 76240 ranks high
- Low income/sales/gas taxBetter than 91% of zip codes
- Cheap childcare$635 a month, better than 82% of zip codes
- State fiscal healthBetter than 82% of zip codes
- Cell coverageBetter than 77% of zip codes
- Nice weatherabout 123 pleasant days a year, better than 77% of zip codes
Where 76240 ranks low
- Air qualityBetter than only 12% of zip codes
- Healthcare accessBetter than only 13% of zip codes
- Heat safetyBetter than only 18% of zip codes
- Disaster safetyBetter than only 21% of zip codes
- Low property taxBetter than only 26% of zip codes
What it costs to buy a home in 76240
A household needs to earn about $65,000 a year to comfortably buy the median 76240 home, at 20% down and today's 30-year rate. That is below the area's own median income of $74,557, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 76240's effective rate of 1.16%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 8 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 76240
76240's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 76240.
Who works in 76240, and how
Work in 76240 centers on retail trade and construction. Unemployment is close to the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 89%
- Work from home 7%
- Transit, walk, or bike 4%
Life in 76240
76240 has more restaurants and bars per resident than 88% of zip codes and more parkland per resident than 81% of zip codes. Dining, parks, and nightlife concentrates in some parts of 76240 and thins out in others, which the map shows.
What the weather is like in 76240, month by month
76240 sees roughly 123 pleasant days a year. July highs average about 96 degrees. January highs sit near 56, with lows near 33. The comfortable stretch runs March through May and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 56° | 43° | 33° |
| April | 75° | 62° | 52° |
| July | 96° | 84° | 73° |
| October | 77° | 64° | 54° |
Flying in and out of 76240
Dallas-Fort Worth International sits about 50 miles away. It is a large hub and boarded 41.3 million passengers in 2025, with 289 nonstop destinations.
The best schools in and around 76240
Schools across 76240 average a C+, better than 44% of zip codes.
Top elementary schools
- Sivells Bend ElA− · 58% proficient
- Lindsay ElB+ · 52% proficient
- Muenster ElB · 49% proficient
Top middle schools
- Whitesboro MiddleB · 44% proficient
- Callisburg MiddleB− · 42% proficient
- Gainesville J HC · 34% proficient
Top high schools
- Lindsay H SA · 75% proficient
- Muenster H SA · 68% proficient
- Callisburg H SB+ · 58% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 76240 school and its grade on SchoolGrade.
76240 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 76240 against the other 33,109 zip codes.
Who 76240 suits
Common questions about living in 76240
Is 76240 a good place to live?
Using BestNeighborhood's default rankings, 76240 ranks 15,577th of 33,110 zip codes. It scores highest on low taxes, affordable childcare, and state finances, and lowest on air quality and thin health care access. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 76240 expensive to live in?
The median home is worth $236,960. The overall cost of living runs about 16% below the national average. Set against a $74,557 median income, cost of living beats 62% of zip codes.
Is 76240 safe?
76240 is safer than 41% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $426 per resident a year.
What is the weather like in 76240?
July highs average about 96 degrees, and January highs near 56 with lows near 33. That works out to about 123 pleasant days a year, more than 77% of zip codes.
Is 76240 good for families?
Schools beat 44% of zip codes, crime safety beats 41%, and childcare runs $635 a month.
Compare 76240 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 76240. Scores are absolute rather than ranked, which means a 60 in 76240 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
76240 detail on BestNeighborhood maps:
- Walk Grade for 76240: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 76240: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 76240: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 76240: carrier by carrier coverage behind the cell score.
76240 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.