Best Places92064, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 92064, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
92064 ranks 2,178th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on the weather by a wide margin, and childcare costs are the weak spot.
The best neighborhoods in 92064
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
92064's strengths and weaknesses
Where 92064 ranks high
- Nice weatherabout 196 pleasant days a year, better than 97% of zip codes
- Household income$153,881 median, better than 96% of zip codes
- Health outlookBetter than 94% of zip codes
- Low vacancyBetter than 92% of zip codes
- Big-city accessBetter than 91% of zip codes
Where 92064 ranks low
- Cheap childcare$1,432 a month, better than only 9% of zip codes
- Low income/sales/gas taxBetter than only 10% of zip codes
- Housing crash safetyBetter than only 12% of zip codes
- Disaster safetyBetter than only 13% of zip codes
- State fiscal healthBetter than only 20% of zip codes
What it costs to buy a home in 92064
A household needs to earn about $276,000 a year to comfortably buy the median 92064 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $153,881, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 92064's effective rate of 0.62%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 92064
92064's age mix sits close to the national median, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 92064.
Who works in 92064, and how
Work in 92064 centers on professional & technical and health care & social. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 70%
- Work from home 24%
- Transit, walk, or bike 6%
Life in 92064
92064 has more parkland per resident than 68% of zip codes. The coast is about 19 minutes away. That concentrates in some parts of 92064 and thins out in others, which the map shows.
What the weather is like in 92064, month by month
92064 sees roughly 196 pleasant days a year. July highs average about 93 degrees. January highs sit near 68, with lows near 35. The comfortable stretch runs April through November.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 68° | 51° | 35° |
| April | 76° | 58° | 42° |
| July | 93° | 74° | 56° |
| October | 85° | 64° | 47° |
Flying in and out of 92064
The nearest airport, McClellan-Palomar, is about 17 miles away and is a small airport. The nearest major hub is San Diego International, about 19 miles away.
The best schools in and around 92064
Schools across 92064 average a B, better than 65% of zip codes.
Top elementary schools
- San Pasqual Union ElementaryB · 45% proficient
Top high schools
- San Pasqual HighB− · 40% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 92064 school and its grade on SchoolGrade.
92064 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 92064 against the other 33,109 zip codes.
Who 92064 suits
Remote workers
Cost of living against local pay beats 83% of zip codes, internet is fast and widely advertised, and 24% already work from home.
Retirees
The weather beats 97% of zip codes and health care access beats 64%.
Common questions about living in 92064
Is 92064 a good place to live?
Using BestNeighborhood's default rankings, 92064 ranks 2,178th of 33,110 zip codes. It scores highest on the weather, high incomes, and population health, and lowest on childcare costs and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 92064 expensive to live in?
The median home is worth $1,084,860. The overall cost of living runs about 40% above the national average. Set against a $153,881 median income, cost of living beats 83% of zip codes.
Is 92064 safe?
Yes, 92064 is safer than 60% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $308 per resident a year.
What is the weather like in 92064?
July highs average about 93 degrees, and January highs near 68 with lows near 35. That works out to about 196 pleasant days a year, more than 97% of zip codes.
Is 92064 good for families?
Schools beat 65% of zip codes, crime safety beats 60%, and childcare runs $1,432 a month.
Compare 92064 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 92064. Scores are absolute rather than ranked, which means a 60 in 92064 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
92064 detail on BestNeighborhood maps:
- Walk Grade for 92064: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 92064: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 92064: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 92064: carrier by carrier coverage behind the cell score.
92064 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.