Best Places93920, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 93920, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
93920 ranks 25,805th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on quiet by a wide margin, and internet speeds rank lowest.
The best neighborhoods in 93920
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
93920's strengths and weaknesses
Where 93920 ranks high
- QuietBetter than 97% of zip codes
- Nice weatherabout 185 pleasant days a year, better than 96% of zip codes
- Air qualityBetter than 94% of zip codes
- Low property taxBetter than 94% of zip codes
- Health outlookBetter than 78% of zip codes
Where 93920 ranks low
- Internet speedBetter than only 2% of zip codes
- Cost of living vs incomeBetter than only 3% of zip codes
- Cell coverageBetter than only 3% of zip codes
- Voter turnoutBetter than only 5% of zip codes
- Low vacancyBetter than only 8% of zip codes
What it costs to buy a home in 93920
A household needs to earn about $376,000 a year to comfortably buy the median 93920 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $82,943, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 93920's effective rate of 0.35%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 93920
93920 runs younger than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 93920.
Who works in 93920, and how
Work in 93920 centers on hospitality & food and health care & social. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 54%
- Work from home 18%
- Transit, walk, or bike 28%
Life in 93920
93920 has more restaurants and bars per resident than 94% of zip codes. The coast is about 5 minutes away. That concentrates in some parts of 93920 and thins out in others, which the map shows.
What the weather is like in 93920, month by month
93920 sees roughly 185 pleasant days a year. July highs average about 69 degrees. January highs sit near 63, with lows near 43. The comfortable stretch runs April through November.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 63° | 52° | 43° |
| April | 65° | 56° | 48° |
| July | 69° | 60° | 54° |
| October | 72° | 60° | 50° |
Flying in and out of 93920
The nearest airport, Monterey Regional, is about 30 miles away and is a small airport. The nearest major hub is Norman Y Mineta San Jose International, about 83 miles away.
The best schools in and around 93920
Schools across 93920 average a C+, better than 54% of zip codes.
Top elementary schools
- Tularcitos ElementaryA · 67% proficient
- Captain Cooper ElementaryB · 50% proficient
Top middle schools
- Carmel MiddleA · 66% proficient
Top high schools
- Santa Cruz HighA · 75% proficient
- Carmel HighA · 70% proficient
- King City HighC · 30% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 93920 school and its grade on SchoolGrade.
93920 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 93920 against the other 33,109 zip codes.
Common questions about living in 93920
Is 93920 a good place to live?
Using BestNeighborhood's default rankings, 93920 ranks 25,805th of 33,110 zip codes. It scores highest on quiet, the weather, and clean air, and lowest on internet speeds and the cost of living against local pay. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 93920 expensive to live in?
The median home is worth $1,531,792. The overall cost of living runs about 120% above the national average. Set against a $82,943 median income, cost of living beats 3% of zip codes.
Is 93920 safe?
93920 is safer than 10% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $636 per resident a year.
Compare 93920 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 93920. Scores are absolute rather than ranked, which means a 60 in 93920 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
93920 detail on BestNeighborhood maps:
- Walk Grade for 93920: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 93920: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 93920: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 93920: carrier by carrier coverage behind the cell score.
93920 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.