Best Places95033, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 95033, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
95033 ranks 4,671st of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on high incomes by a wide margin, and childcare costs are the weak spot.
The best neighborhoods in 95033
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
95033's strengths and weaknesses
Where 95033 ranks high
- Household income$185,021 median, better than 99% of zip codes
- Educational attainmentBetter than 97% of zip codes
- Nice weatherabout 177 pleasant days a year, better than 95% of zip codes
- Air qualityBetter than 94% of zip codes
- Cost of living vs incomeBetter than 94% of zip codes
Where 95033 ranks low
- Cheap childcare$1,877 a month, better than only 2% of zip codes
- Disaster safetyBetter than only 2% of zip codes
- Low income/sales/gas taxBetter than only 10% of zip codes
- Housing crash safetyBetter than only 14% of zip codes
- Short commute33.5 minutes each way, better than only 15% of zip codes
What it costs to buy a home in 95033
A household needs to earn about $350,000 a year to comfortably buy the median 95033 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $185,021, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95033's effective rate of 0.74%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 95033
95033 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 95033.
Who works in 95033, and how
Work in 95033 centers on professional & technical and education. Unemployment is close to the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 67%
- Work from home 28%
- Transit, walk, or bike 5%
Life in 95033
The coast is about 19 minutes away. Distance to the water changes a lot across 95033, which the map shows.
What the weather is like in 95033, month by month
95033 sees roughly 177 pleasant days a year. July highs average about 84 degrees. January highs sit near 63, with lows near 42. The comfortable stretch runs March through November.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 63° | 52° | 42° |
| April | 73° | 59° | 48° |
| July | 84° | 69° | 58° |
| October | 80° | 65° | 53° |
Flying in and out of 95033
Norman Y Mineta San Jose International sits about 15 miles away. It is a medium hub and boarded 5.3 million passengers in 2025, with 67 nonstop destinations.
The best schools in and around 95033
Schools across 95033 average an A, better than 89% of zip codes.
Top elementary schools
- Abraham Lincoln ElementaryA+ · 80% proficient
- Saratoga ElementaryA+ · 80% proficient
- Montclaire ElementaryA · 72% proficient
Top middle schools
- John F. Kennedy MiddleA+ · 83% proficient
- Redwood MiddleA+ · 83% proficient
- Raymond J. Fisher MiddleA+ · 71% proficient
Top high schools
- Monta Vista HighA+ · 95% proficient
- Ann Sobrato HighA+ · 90% proficient
- Los Altos HighA · 79% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 95033 school and its grade on SchoolGrade.
95033 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95033 against the other 33,109 zip codes.
Common questions about living in 95033
Is 95033 a good place to live?
Using BestNeighborhood's default rankings, 95033 ranks 4,671st of 33,110 zip codes. It scores highest on high incomes, an educated workforce, and the weather, and lowest on childcare costs and disaster risk. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 95033 expensive to live in?
The median home is worth $1,350,318. The overall cost of living runs about 44% above the national average. Set against a $185,021 median income, cost of living beats 94% of zip codes.
Is 95033 safe?
95033 is safer than 40% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $369 per resident a year.
Compare 95033 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 95033. Scores are absolute rather than ranked, which means a 60 in 95033 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
95033 detail on BestNeighborhood maps:
- Walk Grade for 95033: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 95033: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 95033: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 95033: carrier by carrier coverage behind the cell score.
95033 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.