Best Places95464, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 95464, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
95464 ranks 31,051st of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on clean air by a wide margin, and summer heat is the weak spot.
The best neighborhoods in 95464
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
95464's strengths and weaknesses
Where 95464 ranks high
- Air qualityBetter than 96% of zip codes
- Nice weatherabout 126 pleasant days a year, better than 79% of zip codes
- TransitBetter than 78% of zip codes
- Cell coverageBetter than 77% of zip codes
- BikingBetter than 75% of zip codes
Where 95464 ranks low
- Heat safetyBetter than only 3% of zip codes
- Cost of living vs incomeBetter than only 6% of zip codes
- School gradeD, better than only 9% of zip codes
- Low income/sales/gas taxBetter than only 10% of zip codes
- Crime safetyBetter than only 13% of zip codes
What it costs to buy a home in 95464
A household needs to earn about $44,000 a year to comfortably buy the median 95464 home, at 20% down and today's 30-year rate. That is below the area's own median income of $55,326, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95464's effective rate of 0.76%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 4 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 95464
95464 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 95464.
Who works in 95464, and how
Work in 95464 centers on construction and health care & social. Unemployment is low, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 93%
- Work from home 1%
- Transit, walk, or bike 6%
Life in 95464
The map and measures below break down dining, culture, and green space by neighborhood across 95464.
What the weather is like in 95464, month by month
95464 sees roughly 126 pleasant days a year. July highs average about 98 degrees. January highs sit near 60, with lows near 38. The comfortable stretch runs April through June and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 60° | 47° | 38° |
| April | 74° | 57° | 42° |
| July | 98° | 76° | 56° |
| October | 82° | 61° | 45° |
Flying in and out of 95464
The nearest airport, Charles M Schulz/Sonoma County, is about 43 miles away and is a small airport. The nearest major hub is Sacramento International, about 74 miles away.
The best schools in and around 95464
Schools across 95464 average a D, better than 9% of zip codes.
Top elementary schools
- Upper Lake ElementaryD+ · 23% proficient
- Lakeport ElementaryD · 20% proficient
- Lucerne ElementaryD · 20% proficient
Top middle schools
- Upper Lake MiddleD− · 17% proficient
- Terrace MiddleD− · 16% proficient
Top high schools
- Clear Lake HighC− · 27% proficient
- Upper Lake HighD · 22% proficient
- Lower Lake HighD− · 16% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 95464 school and its grade on SchoolGrade.
95464 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95464 against the other 33,109 zip codes.
Common questions about living in 95464
Is 95464 a good place to live?
Using BestNeighborhood's default rankings, 95464 ranks 31,051st of 33,110 zip codes. It scores highest on clean air, the weather, and transit, and lowest on summer heat and the cost of living against local pay. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 95464 expensive to live in?
The median home is worth $170,024. The overall cost of living runs about 8% above the national average. Set against a $55,326 median income, cost of living beats 6% of zip codes.
Is 95464 safe?
95464 is safer than 13% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $557 per resident a year.
Compare 95464 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 95464. Scores are absolute rather than ranked, which means a 60 in 95464 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
95464 detail on BestNeighborhood maps:
- Walk Grade for 95464: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 95464: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 95464: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 95464: carrier by carrier coverage behind the cell score.
95464 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.