Best Places95547, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 95547, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
95547 ranks 17,287th of 33,110 U.S. zip codes on the BestNeighborhood index. Disaster risk pulls hardest against it, while it scores best on a strong job market.
The best neighborhoods in 95547
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
95547's strengths and weaknesses
Where 95547 ranks high
- Local economyBetter than 88% of zip codes
- Nice weatherabout 142 pleasant days a year, better than 87% of zip codes
- Air qualityBetter than 82% of zip codes
- QuietBetter than 82% of zip codes
- Voter turnoutBetter than 81% of zip codes
Where 95547 ranks low
- Disaster safetyBetter than only 10% of zip codes
- Low income/sales/gas taxBetter than only 10% of zip codes
- Big-city accessBetter than only 10% of zip codes
- Cheap childcare$1,269 a month, better than only 18% of zip codes
- State fiscal healthBetter than only 20% of zip codes
What it costs to buy a home in 95547
A household needs to earn about $122,000 a year to comfortably buy the median 95547 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $95,833, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95547's effective rate of 0.68%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in 95547
95547 runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 95547.
Who works in 95547, and how
Work in 95547 centers on retail trade and manufacturing. Unemployment sits above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 81%
- Work from home 16%
- Transit, walk, or bike 3%
Life in 95547
The coast is about 26 minutes away. Distance to the water changes a lot across 95547, which the map shows.
What the weather is like in 95547, month by month
95547 sees roughly 142 pleasant days a year. July highs average about 65 degrees. January highs sit near 55, with lows near 42. The comfortable stretch runs June through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 55° | 47° | 42° |
| April | 58° | 50° | 44° |
| July | 65° | 57° | 52° |
| October | 65° | 54° | 47° |
Flying in and out of 95547
The nearest airport, California Redwood Coast- Humboldt County, is about 30 miles away and is a small airport. The nearest major hub is Sacramento International, about 185 miles away.
The best schools in and around 95547
Schools across 95547 average a C+, better than 43% of zip codes.
Top elementary schools
- Hydesville ElementaryB · 47% proficient
- Cuddeback ElementaryB− · 40% proficient
- Norman G. Ambrosini ElementaryC− · 28% proficient
Top middle schools
- Toddy Thomas MiddleD · 21% proficient
- South Bay ElementaryD− · 17% proficient
Top high schools
- Eureka Senior HighC+ · 35% proficient
- Fortuna Union HighD · 22% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 95547 school and its grade on SchoolGrade.
95547 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95547 against the other 33,109 zip codes.
Common questions about living in 95547
Is 95547 a good place to live?
Using BestNeighborhood's default rankings, 95547 ranks 17,287th of 33,110 zip codes. It scores highest on a strong job market, the weather, and clean air, and lowest on disaster risk and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 95547 expensive to live in?
The median home is worth $476,302. The overall cost of living runs about 7% above the national average. Set against a $95,833 median income, cost of living beats 65% of zip codes.
Is 95547 safe?
95547 is safer than 21% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $488 per resident a year.
Compare 95547 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 95547. Scores are absolute rather than ranked, which means a 60 in 95547 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
95547 detail on BestNeighborhood maps:
- Walk Grade for 95547: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 95547: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 95547: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 95547: carrier by carrier coverage behind the cell score.
95547 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.