Best Places95637, CA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 95637, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
95637 ranks 16,598th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on low property taxes by a wide margin, and internet speeds rank lowest.
The best neighborhoods in 95637
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
95637's strengths and weaknesses
Where 95637 ranks high
- Low property taxBetter than 96% of zip codes
- Household income$142,782 median, better than 95% of zip codes
- Nice weatherabout 168 pleasant days a year, better than 94% of zip codes
- QuietBetter than 88% of zip codes
- Cost of living vs incomeBetter than 85% of zip codes
Where 95637 ranks low
- Internet speedBetter than only 3% of zip codes
- School gradeD−, better than only 4% of zip codes
- Voter turnoutBetter than only 4% of zip codes
- Cheap childcare$1,550 a month, better than only 5% of zip codes
- Crime safetyBetter than only 7% of zip codes
What it costs to buy a home in 95637
A household needs to earn about $222,000 a year to comfortably buy the median 95637 home, at 20% down and today's 30-year rate. That runs well above the area's median income of $142,782, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 95637's effective rate of 0.29%, and insurance is estimated at 0.4% of home value a year.
Who lives in 95637
95637 runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 95637.
Who works in 95637, and how
Work in 95637 centers on agriculture & forestry and other services. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 48%
- Work from home 37%
- Transit, walk, or bike 14%
Life in 95637
The map and measures below break down dining, culture, and green space by neighborhood across 95637.
What the weather is like in 95637, month by month
95637 sees roughly 168 pleasant days a year. July highs average about 95 degrees. January highs sit near 58, with lows near 42. The comfortable stretch runs April through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 58° | 49° | 42° |
| April | 74° | 60° | 48° |
| July | 95° | 75° | 58° |
| October | 80° | 64° | 51° |
Flying in and out of 95637
Sacramento International sits about 35 miles away. It is a medium hub and boarded 6.8 million passengers in 2025, with 85 nonstop destinations.
The best schools in and around 95637
Schools across 95637 average a D−, better than 4% of zip codes.
Top elementary schools
- Esparto ElementaryD− · 15% proficient
Top middle schools
- Esparto MiddleD− · 14% proficient
Top high schools
- Esparto HighD− · 16% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every 95637 school and its grade on SchoolGrade.
95637 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 95637 against the other 33,109 zip codes.
Common questions about living in 95637
Is 95637 a good place to live?
Using BestNeighborhood's default rankings, 95637 ranks 16,598th of 33,110 zip codes. It scores highest on low property taxes, high incomes, and the weather, and lowest on internet speeds and the schools. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 95637 expensive to live in?
The median home is worth $914,252. The overall cost of living runs about 33% above the national average. Set against a $142,782 median income, cost of living beats 85% of zip codes.
Is 95637 safe?
95637 is safer than 7% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $704 per resident a year.
Compare 95637 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 95637. Scores are absolute rather than ranked, which means a 60 in 95637 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
95637 detail on BestNeighborhood maps:
- Walk Grade for 95637: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 95637: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 95637: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 95637: carrier by carrier coverage behind the cell score.
95637 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.