Best Places98360, WA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood inside ZIP code 98360, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
98360 ranks 5,086th of 33,110 U.S. zip codes on the BestNeighborhood index. It scores highest on high incomes by a wide margin, and long commutes are the weak spot.
The best neighborhoods in 98360
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
98360's strengths and weaknesses
Where 98360 ranks high
- Household income$131,005 median, better than 93% of zip codes
- Cost of living vs incomeBetter than 89% of zip codes
- Crime safetyBetter than 86% of zip codes
- Low income/sales/gas taxBetter than 84% of zip codes
- Air qualityBetter than 83% of zip codes
Where 98360 ranks low
- Short commute40.4 minutes each way, better than only 4% of zip codes
- State infrastructureBetter than only 11% of zip codes
- Cheap childcare$1,327 a month, better than only 13% of zip codes
- Disaster safetyBetter than only 18% of zip codes
- Healthcare accessBetter than only 23% of zip codes
What it costs to buy a home in 98360
A household needs to earn about $137,000 a year to comfortably buy the median 98360 home, at 20% down and today's 30-year rate. That is only a little above the area's median income of $131,005; the gap is small, which keeps homes within reach of local pay.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses 98360's effective rate of 0.83%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 8 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in 98360
98360's age mix sits close to the national median, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for 98360.
Who works in 98360, and how
Work in 98360 centers on retail trade and health care & social. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 83%
- Work from home 14%
- Transit, walk, or bike 3%
Life in 98360
98360 has fewer places to eat and drink per resident than most zip codes. The coast is about 26 minutes away. That concentrates in some parts of 98360 and thins out in others, which the map shows.
What the weather is like in 98360, month by month
98360 sees roughly 99 pleasant days a year. July highs average about 82 degrees. January highs sit near 49, with lows near 35. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 49° | 41° | 35° |
| April | 61° | 49° | 40° |
| July | 82° | 67° | 54° |
| October | 63° | 52° | 44° |
Flying in and out of 98360
Seattle-Tacoma International sits about 25 miles away. It is a large hub and boarded 25.4 million passengers in 2025, with 172 nonstop destinations.
98360 measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare 98360 against the other 33,109 zip codes.
Common questions about living in 98360
Is 98360 a good place to live?
Using BestNeighborhood's default rankings, 98360 ranks 5,086th of 33,110 zip codes. It scores highest on high incomes, what local pay buys, and low crime, and lowest on long commutes and state infrastructure. How good it is for you depends on which of those you weight most, which the map lets you set.
Is 98360 expensive to live in?
The median home is worth $521,206. The overall cost of living runs about 9% above the national average. Set against a $131,005 median income, cost of living beats 89% of zip codes.
Is 98360 safe?
Yes, 98360 is safer than 86% of zip codes. Safety varies a lot by neighborhood. Crime costs an estimated $299 per resident a year.
Compare 98360 with other zip codes
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to 98360. Scores are absolute rather than ranked, which means a 60 in 98360 represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
98360 detail on BestNeighborhood maps:
- Walk Grade for 98360: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in 98360: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of 98360: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in 98360: carrier by carrier coverage behind the cell score.
98360 detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.