Best PlacesBanco, VA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Banco, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
Banco ranks 24,561st of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on quiet by a wide margin, and cell coverage ranks lowest.
The best neighborhoods in Banco
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Banco's strengths and weaknesses
Where Banco ranks high
- QuietBetter than 91% of towns
- Cheap car insuranceBetter than 87% of towns
- Big-city accessBetter than 86% of towns
- Tree shadeBetter than 83% of towns
- Healthcare accessBetter than 79% of towns
Where Banco ranks low
- Cell coverageBetter than only 11% of towns
- Internet speedBetter than only 12% of towns
- State fiscal healthBetter than only 16% of towns
- Disaster safetyBetter than only 18% of towns
- WalkabilityBetter than only 19% of towns
What it costs to buy a home in Banco
A household needs to earn about $87,000 a year to comfortably buy the median Banco home, at 20% down and today's 30-year rate. That runs well above the area's median income of $74,192, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Banco's effective rate of 0.56%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in Banco
Banco runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Banco.
Who works in Banco, and how
Work in Banco centers on construction and education. Unemployment sits above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 85%
- Work from home 10%
- Transit, walk, or bike 5%
Life in Banco
The map and measures below break down dining, culture, and green space by neighborhood across Banco.
What the weather is like in Banco, month by month
Banco sees roughly 73 pleasant days a year. July highs average about 89 degrees. January highs sit near 45, with lows near 27. The comfortable stretch runs April through June and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 45° | 35° | 27° |
| April | 69° | 56° | 44° |
| July | 89° | 76° | 66° |
| October | 71° | 58° | 48° |
Flying in and out of Banco
The nearest airport, Charlottesville-Albemarle, is about 24 miles away and is a small airport. The nearest major hub is Washington Dulles International, about 56 miles away.
The best schools in and around Banco
Schools across Banco average a B, better than 66% of towns.
Top elementary schools
- Waverly Yowell ElementaryB · 45% proficient
Top middle schools
- William H. Wetsel MiddleC+ · 39% proficient
Top high schools
- Madison County HighB+ · 53% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Banco school and its grade on SchoolGrade.
Banco measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Banco against the other 50,332 towns.
Common questions about living in Banco
Is Banco a good place to live?
Using BestNeighborhood's default rankings, Banco ranks 24,561st of 50,333 towns. It scores highest on quiet, cheap car insurance, and big-city access, and lowest on cell coverage and internet speeds. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Banco expensive to live in?
The median home is worth $343,615. The overall cost of living runs about 6% below the national average. Set against a $74,192 median income, cost of living beats 43% of towns.
Is Banco safe?
Banco is safer than 40% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $355 per resident a year.
Compare Banco with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Banco. Scores are absolute rather than ranked, which means a 60 in Banco represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Banco detail on BestNeighborhood maps:
- Walk Grade for Banco: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Banco: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Banco: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Banco: carrier by carrier coverage behind the cell score.
Banco detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.