Best PlacesCharter Point, Jacksonville, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Charter Point, Jacksonville, scored on 40 measures of daily life and ranked to fit what matters to you. Costs and crime both read low, and the nearest big city is a drive away. To work out which city fits you best, start with the best places to live tool.
Charter Point, Jacksonville ranks 3,007th of 5,983 U.S. neighborhoods on the BestNeighborhood index. It scores highest on quiet by a wide margin, and cell coverage ranks lowest.
The best neighborhoods in Charter Point, Jacksonville
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Charter Point, Jacksonville's strengths and weaknesses
Where Charter Point, Jacksonville ranks high
- QuietBetter than 99% of neighborhoods
- State infrastructureBetter than 96% of neighborhoods
- Low income/sales/gas taxBetter than 95% of neighborhoods
- Tree shadeBetter than 86% of neighborhoods
- Crime safetyBetter than 85% of neighborhoods
Where Charter Point, Jacksonville ranks low
- Cell coverageBetter than only 3% of neighborhoods
- Cheap car insuranceBetter than only 13% of neighborhoods
- WalkabilityBetter than only 13% of neighborhoods
- Big-city accessBetter than only 16% of neighborhoods
- TransitBetter than only 16% of neighborhoods
What it costs to buy a home in Charter Point, Jacksonville
A household needs to earn about $82,000 a year to comfortably buy the median Charter Point, Jacksonville home, at 20% down and today's 30-year rate. That runs well above the area's median income of $67,622, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Charter Point, Jacksonville's effective rate of 0.82%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 9 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Charter Point, Jacksonville
Charter Point, Jacksonville runs younger than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Charter Point, Jacksonville.
Who works in Charter Point, Jacksonville, and how
Work in Charter Point, Jacksonville centers on education and finance & insurance. Unemployment sits above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 81%
- Work from home 14%
- Transit, walk, or bike 5%
Life in Charter Point, Jacksonville
Charter Point, Jacksonville has more parkland per resident than 92% of neighborhoods. The coast is about 21 minutes away. That concentrates in some parts of Charter Point, Jacksonville and thins out in others, which the map shows.
What the weather is like in Charter Point, Jacksonville, month by month
Charter Point, Jacksonville sees roughly 118 pleasant days a year. July highs average about 93 degrees. January highs sit near 69, with lows near 44. The comfortable stretch runs October through April.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 69° | 56° | 44° |
| April | 82° | 70° | 58° |
| July | 93° | 82° | 74° |
| October | 84° | 73° | 65° |
Flying in and out of Charter Point, Jacksonville
Jacksonville International sits about 9 miles away. It is a medium hub and boarded 3.7 million passengers in 2025, with 86 nonstop destinations.
The best schools in and around Charter Point, Jacksonville
Schools across Charter Point, Jacksonville average a C, better than 31% of neighborhoods.
Top elementary schools
- Grasp AcademyD+ · 21% proficient
Top middle schools
- Joseph Stilwell Middle SchoolC · 34% proficient
- Fort Caroline Middle SchoolC · 33% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Charter Point, Jacksonville school and its grade on SchoolGrade.
Charter Point, Jacksonville measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Charter Point, Jacksonville against the other 5,982 neighborhoods.
Common questions about living in Charter Point, Jacksonville
Is Charter Point, Jacksonville a good place to live?
Using BestNeighborhood's default rankings, Charter Point, Jacksonville ranks 3,007th of 5,983 neighborhoods. It scores highest on quiet, state infrastructure, and low taxes, and lowest on cell coverage and car insurance costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Charter Point, Jacksonville expensive to live in?
The median home is worth $311,743. The overall cost of living runs about 19% below the national average. Set against a $67,622 median income, cost of living beats 56% of neighborhoods.
Is Charter Point, Jacksonville safe?
Yes, Charter Point, Jacksonville is safer than 85% of neighborhoods. Safety varies a lot by neighborhood. Crime costs an estimated $181 per resident a year.
Compare Charter Point, Jacksonville with other neighborhoods
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Charter Point, Jacksonville. Scores are absolute rather than ranked, which means a 60 in Charter Point, Jacksonville represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Charter Point, Jacksonville detail on BestNeighborhood maps:
- Walk Grade for Charter Point, Jacksonville: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Charter Point, Jacksonville: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Charter Point, Jacksonville: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Charter Point, Jacksonville: carrier by carrier coverage behind the cell score.
Charter Point, Jacksonville detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.