Best PlacesCross City, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Cross City, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
Cross City ranks 43,796th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and disaster risk is the weak spot.
The best neighborhoods in Cross City
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Cross City's strengths and weaknesses
Where Cross City ranks high
- State infrastructureBetter than 99% of towns
- Low income/sales/gas taxBetter than 96% of towns
- Short commute19.3 minutes each way, better than 90% of towns
- WalkabilityBetter than 81% of towns
- BikingBetter than 80% of towns
Where Cross City ranks low
- Disaster safetyBetter than only 4% of towns
- Heat safetyBetter than only 6% of towns
- Cheap car insuranceBetter than only 6% of towns
- Cost of living vs incomeBetter than only 8% of towns
- Healthcare accessBetter than only 8% of towns
What it costs to buy a home in Cross City
A household needs to earn about $41,000 a year to comfortably buy the median Cross City home, at 20% down and today's 30-year rate. That is below the area's own median income of $47,925, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Cross City's effective rate of 0.58%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 7 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Cross City
Cross City's age mix sits close to the national median.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Cross City.
Who works in Cross City, and how
Work in Cross City centers on retail trade and health care & social. Unemployment sits above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 88%
- Work from home 8%
- Transit, walk, or bike 4%
Life in Cross City
The coast is about 41 minutes away. Distance to the water changes a lot across Cross City, which the map shows.
What the weather is like in Cross City, month by month
Cross City sees roughly 118 pleasant days a year. July highs average about 92 degrees. January highs sit near 68, with lows near 41. The comfortable stretch runs February through May and October through December.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 68° | 53° | 41° |
| April | 83° | 69° | 56° |
| July | 92° | 81° | 73° |
| October | 86° | 72° | 61° |
Flying in and out of Cross City
The nearest airport, Gainesville Regional, is about 49 miles away and is a small airport. The nearest major hub is Jacksonville International, about 102 miles away.
The best schools in and around Cross City
Schools across Cross City average a B+, better than 72% of towns.
Top elementary schools
- Trenton Elementary SchoolA · 65% proficient
- James M. Anderson Elementary SchoolA− · 55% proficient
Top middle schools
- Ruth Rains Middle SchoolB+ · 49% proficient
Top high schools
- Gilchrist Virtual FranchiseA− · 65% proficient
- Dixie County High SchoolB− · 44% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Cross City school and its grade on SchoolGrade.
Cross City measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Cross City against the other 50,332 towns.
Common questions about living in Cross City
Is Cross City a good place to live?
Using BestNeighborhood's default rankings, Cross City ranks 43,796th of 50,333 towns. It scores highest on state infrastructure, low taxes, and short commutes, and lowest on disaster risk and summer heat. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Cross City expensive to live in?
The median home is worth $161,227. The overall cost of living runs about 16% below the national average. Set against a $47,925 median income, cost of living beats 8% of towns.
Is Cross City safe?
Cross City is safer than 18% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $353 per resident a year.
Compare Cross City with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Cross City. Scores are absolute rather than ranked, which means a 60 in Cross City represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Cross City detail on BestNeighborhood maps:
- Walk Grade for Cross City: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Cross City: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Cross City: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Cross City: carrier by carrier coverage behind the cell score.
Cross City detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.