Best PlacesCudjoe Key, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Cudjoe Key, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
Cudjoe Key ranks 25,418th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and an overheated housing market is the weak spot.
The best neighborhoods in Cudjoe Key
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Cudjoe Key's strengths and weaknesses
Where Cudjoe Key ranks high
- State infrastructureBetter than 99% of towns
- Air qualityBetter than 99% of towns
- Cell coverageBetter than 97% of towns
- Low income/sales/gas taxBetter than 96% of towns
- Local economyBetter than 96% of towns
Where Cudjoe Key ranks low
- Housing crash safetyBetter than only 1% of towns
- Heat safetyBetter than only 1% of towns
- Disaster safetyBetter than only 1% of towns
- Cheap car insuranceBetter than only 8% of towns
- Low vacancyBetter than only 10% of towns
What it costs to buy a home in Cudjoe Key
A household needs to earn about $266,000 a year to comfortably buy the median Cudjoe Key home, at 20% down and today's 30-year rate. That runs well above the area's median income of $90,625, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Cudjoe Key's effective rate of 0.60%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in Cudjoe Key
Cudjoe Key runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Cudjoe Key.
Who works in Cudjoe Key, and how
Work in Cudjoe Key centers on construction and admin & support services. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 77%
- Work from home 14%
- Transit, walk, or bike 9%
Life in Cudjoe Key
The coast is about 10 minutes away. Distance to the water changes a lot across Cudjoe Key, which the map shows.
What the weather is like in Cudjoe Key, month by month
Cudjoe Key sees roughly 75 pleasant days a year. July highs average about 93 degrees. January highs sit near 79, with lows near 65. The comfortable stretch runs December through February.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 79° | 72° | 65° |
| April | 85° | 79° | 74° |
| July | 93° | 87° | 81° |
| October | 89° | 83° | 78° |
Flying in and out of Cudjoe Key
The nearest airport, Key West International, is about 18 miles away and is a small airport. The nearest major hub is Miami International, about 108 miles away.
The best schools in and around Cudjoe Key
Schools across Cudjoe Key average a B, better than 70% of towns.
Top elementary schools
- Sugarloaf SchoolB− · 43% proficient
Top high schools
- Key West High SchoolB+ · 57% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Cudjoe Key school and its grade on SchoolGrade.
Cudjoe Key measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Cudjoe Key against the other 50,332 towns.
Common questions about living in Cudjoe Key
Is Cudjoe Key a good place to live?
Using BestNeighborhood's default rankings, Cudjoe Key ranks 25,418th of 50,333 towns. It scores highest on state infrastructure, clean air, and cell coverage, and lowest on an overheated housing market and summer heat. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Cudjoe Key expensive to live in?
The median home is worth $1,046,500. The overall cost of living runs about 18% above the national average. Set against a $90,625 median income, cost of living beats 45% of towns.
Is Cudjoe Key safe?
Cudjoe Key is safer than 41% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $211 per resident a year.
Compare Cudjoe Key with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Cudjoe Key. Scores are absolute rather than ranked, which means a 60 in Cudjoe Key represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Cudjoe Key detail on BestNeighborhood maps:
- Walk Grade for Cudjoe Key: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Cudjoe Key: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Cudjoe Key: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Cudjoe Key: carrier by carrier coverage behind the cell score.
Cudjoe Key detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.