Best PlacesCumby, TX Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Cumby, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
Cumby ranks 26,195th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on low taxes by a wide margin, and noise is the weak spot.
The best neighborhoods in Cumby
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Cumby's strengths and weaknesses
Where Cumby ranks high
- Low income/sales/gas taxBetter than 92% of towns
- WalkabilityBetter than 86% of towns
- State fiscal healthBetter than 81% of towns
- Local economyBetter than 80% of towns
- Big-city accessBetter than 80% of towns
Where Cumby ranks low
- QuietBetter than only 8% of towns
- Heat safetyBetter than only 9% of towns
- Air qualityBetter than only 19% of towns
- Tree shadeBetter than only 21% of towns
- Crime safetyBetter than only 28% of towns
What it costs to buy a home in Cumby
A household needs to earn about $49,000 a year to comfortably buy the median Cumby home, at 20% down and today's 30-year rate. That is below the area's own median income of $80,530, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Cumby's effective rate of 0.83%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 5 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Cumby
Cumby runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Cumby.
Who works in Cumby, and how
Work in Cumby centers on health care & social and education. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 81%
- Work from home 16%
- Transit, walk, or bike 4%
Life in Cumby
The map and measures below break down dining, culture, and green space by neighborhood across Cumby.
What the weather is like in Cumby, month by month
Cumby sees roughly 103 pleasant days a year. July highs average about 95 degrees. January highs sit near 57, with lows near 38. The comfortable stretch runs March through May, October, and November.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 57° | 46° | 38° |
| April | 76° | 65° | 56° |
| July | 95° | 84° | 75° |
| October | 80° | 68° | 58° |
Flying in and out of Cumby
The nearest airport, Tyler Pounds Regional, is about 60 miles away and is a small airport. The nearest major hub is Dallas Love Field, about 62 miles away.
The best schools in and around Cumby
Schools across Cumby average a C+, better than 45% of towns.
Top elementary schools
- Sulphur Springs ElB− · 44% proficient
- Cumby ElC · 35% proficient
- Albert C Williams ElD+ · 25% proficient
Top middle schools
- Sulphur Springs MiddleB · 44% proficient
- Lone Oak MiddleB− · 41% proficient
- Commerce MiddleC− · 31% proficient
Top high schools
- Sulphur Springs H SB+ · 56% proficient
- Lone Oak H SB · 50% proficient
- Commerce H SC+ · 37% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Cumby school and its grade on SchoolGrade.
Cumby measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Cumby against the other 50,332 towns.
Common questions about living in Cumby
Is Cumby a good place to live?
Using BestNeighborhood's default rankings, Cumby ranks 26,195th of 50,333 towns. It scores highest on low taxes, walkability, and state finances, and lowest on noise and summer heat. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Cumby expensive to live in?
The median home is worth $187,413. The overall cost of living runs about 11% below the national average. Set against a $80,530 median income, cost of living beats 62% of towns.
Is Cumby safe?
Cumby is safer than 28% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $503 per resident a year.
Compare Cumby with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Cumby. Scores are absolute rather than ranked, which means a 60 in Cumby represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Cumby detail on BestNeighborhood maps:
- Walk Grade for Cumby: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Cumby: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Cumby: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Cumby: carrier by carrier coverage behind the cell score.
Cumby detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.