Best PlacesCutchogue, NY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Cutchogue, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
Cutchogue ranks 5,294th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on health care access by a wide margin, and an overheated housing market is the weak spot.
The best neighborhoods in Cutchogue
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Cutchogue's strengths and weaknesses
Where Cutchogue ranks high
- Healthcare accessBetter than 98% of towns
- Internet speedBetter than 98% of towns
- School gradeA+, better than 98% of towns
- Household income$139,490 median, better than 96% of towns
- Educational attainmentBetter than 95% of towns
Where Cutchogue ranks low
- Housing crash safetyBetter than only 1% of towns
- Cheap childcare$1,476 a month, better than only 4% of towns
- Cheap car insuranceBetter than only 7% of towns
- Low vacancyBetter than only 10% of towns
- Low income/sales/gas taxBetter than only 15% of towns
What it costs to buy a home in Cutchogue
A household needs to earn about $273,000 a year to comfortably buy the median Cutchogue home, at 20% down and today's 30-year rate. That runs well above the area's median income of $139,490, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Cutchogue's effective rate of 0.82%, and insurance is estimated at 0.4% of home value a year.
Who lives in Cutchogue
Cutchogue runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Cutchogue.
Who works in Cutchogue, and how
Work in Cutchogue centers on professional & technical and health care & social. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 65%
- Work from home 21%
- Transit, walk, or bike 14%
Life in Cutchogue
Cutchogue has more restaurants and bars per resident than 91% of towns. The coast is about 6 minutes away. That concentrates in some parts of Cutchogue and thins out in others, which the map shows.
What the weather is like in Cutchogue, month by month
Cutchogue sees roughly 80 pleasant days a year. July highs average about 82 degrees. January highs sit near 42, with lows near 24. The comfortable stretch runs May through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 42° | 33° | 24° |
| April | 58° | 47° | 37° |
| July | 82° | 73° | 64° |
| October | 66° | 56° | 46° |
Flying in and out of Cutchogue
The nearest airport, Tweed/New Haven, is about 28 miles away and is a small airport. The nearest major hub is Bradley International, about 65 miles away.
The best schools in and around Cutchogue
Schools across Cutchogue average an A+, better than 98% of towns.
Top elementary schools
- Mattituck-cutchogue Elementary SchoolA+ · 78% proficient
- Southold Elementary SchoolB+ · 53% proficient
- New Suffolk SchoolD+ · 25% proficient
Top high schools
- Mattituck Junior-senior High SchoolA+ · 82% proficient
- Southold Junior-senior High SchoolA− · 60% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Cutchogue school and its grade on SchoolGrade.
Cutchogue measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Cutchogue against the other 50,332 towns.
Common questions about living in Cutchogue
Is Cutchogue a good place to live?
Using BestNeighborhood's default rankings, Cutchogue ranks 5,294th of 50,333 towns. It scores highest on health care access, fast internet, and good schools, and lowest on an overheated housing market and childcare costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Cutchogue expensive to live in?
The median home is worth $1,040,532. The overall cost of living runs about 46% above the national average. Set against a $139,490 median income, cost of living beats 72% of towns.
Is Cutchogue safe?
Yes, Cutchogue is safer than 77% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $229 per resident a year.
Compare Cutchogue with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Cutchogue. Scores are absolute rather than ranked, which means a 60 in Cutchogue represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Cutchogue detail on BestNeighborhood maps:
- Walk Grade for Cutchogue: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Cutchogue: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Cutchogue: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Cutchogue: carrier by carrier coverage behind the cell score.
Cutchogue detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.