Best PlacesCutler Bay, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Cutler Bay, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
Cutler Bay ranks 1,719th of 2,098 U.S. cities on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and an overheated housing market is the weak spot.
The best neighborhoods in Cutler Bay
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Cutler Bay's strengths and weaknesses
Where Cutler Bay ranks high
- State infrastructureBetter than 96% of cities
- Low income/sales/gas taxBetter than 95% of cities
- BikingBetter than 86% of cities
- QuietBetter than 86% of cities
- State fiscal healthBetter than 76% of cities
Where Cutler Bay ranks low
- Housing crash safetyBetter than only 1% of cities
- Short commute37.9 minutes each way, better than only 2% of cities
- Cheap car insuranceBetter than only 2% of cities
- Disaster safetyBetter than only 8% of cities
- Heat safetyBetter than only 11% of cities
What it costs to buy a home in Cutler Bay
A household needs to earn about $132,000 a year to comfortably buy the median Cutler Bay home, at 20% down and today's 30-year rate. That runs well above the area's median income of $93,041, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Cutler Bay's effective rate of 0.85%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 8 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Cutler Bay
Cutler Bay's age mix sits close to the national median, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Cutler Bay.
Who works in Cutler Bay, and how
Work in Cutler Bay centers on health care & social and retail trade. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 80%
- Work from home 17%
- Transit, walk, or bike 3%
Life in Cutler Bay
Cutler Bay has more parkland per resident than 78% of cities. The coast is about 6 minutes away. That concentrates in some parts of Cutler Bay and thins out in others, which the map shows.
What the weather is like in Cutler Bay, month by month
Cutler Bay sees roughly 75 pleasant days a year. July highs average about 91 degrees. January highs sit near 78, with lows near 59. The comfortable stretch runs November through March.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 78° | 68° | 59° |
| April | 85° | 76° | 68° |
| July | 91° | 83° | 77° |
| October | 87° | 80° | 73° |
Flying in and out of Cutler Bay
Miami International sits about 16 miles away. It is a large hub and boarded 26.2 million passengers in 2025, with 233 nonstop destinations.
The best schools in and around Cutler Bay
Schools across Cutler Bay average a B, better than 64% of cities.
Top elementary schools
- Mater Academy Bay ElementaryA · 70% proficient
- Whispering Pines Elementary SchoolA− · 60% proficient
- Dr. Henry E. Perrine Academy Of The ArtsA− · 57% proficient
Top middle schools
- Mater Academy Bay Middle SchoolA · 63% proficient
- Cutler Bay MiddleC+ · 35% proficient
Top high schools
- Cutler Bay Senior High SchoolA · 73% proficient
- Mater Academy Bay High SchoolB+ · 58% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Cutler Bay school and its grade on SchoolGrade.
Cutler Bay measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Cutler Bay against the other 2,097 cities.
Who Cutler Bay suits
Common questions about living in Cutler Bay
Is Cutler Bay a good place to live?
Using BestNeighborhood's default rankings, Cutler Bay ranks 1,719th of 2,098 cities. It scores highest on state infrastructure, low taxes, and biking, and lowest on an overheated housing market and long commutes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Cutler Bay expensive to live in?
The median home is worth $502,051. The overall cost of living runs about 12% above the national average. Set against a $93,041 median income, cost of living beats 30% of cities.
Is Cutler Bay safe?
Cutler Bay is safer than 12% of cities. Safety varies a lot by neighborhood. Crime costs an estimated $336 per resident a year.
What is the weather like in Cutler Bay?
July highs average about 91 degrees, and January highs near 78 with lows near 59. That works out to about 75 pleasant days a year, more than 37% of cities.
Is Cutler Bay good for families?
Schools beat 64% of cities, crime safety beats 12%, and childcare runs $844 a month.
Compare Cutler Bay with other cities
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Cutler Bay. Scores are absolute rather than ranked, which means a 60 in Cutler Bay represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Cutler Bay detail on BestNeighborhood maps:
- Walk Grade for Cutler Bay: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Cutler Bay: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Cutler Bay: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Cutler Bay: carrier by carrier coverage behind the cell score.
Cutler Bay detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.