Best PlacesDowntown Annapolis, Annapolis, MD Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Downtown Annapolis, Annapolis, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
Downtown Annapolis, Annapolis ranks 1,363rd of 5,983 U.S. neighborhoods on the BestNeighborhood index. It scores highest on what local pay buys by a wide margin, and state infrastructure ranks lowest.
The best neighborhoods in Downtown Annapolis, Annapolis
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Downtown Annapolis, Annapolis' strengths and weaknesses
Where Downtown Annapolis, Annapolis ranks high
- Cost of living vs incomeBetter than 95% of neighborhoods
- Healthcare accessBetter than 94% of neighborhoods
- Household income$146,072 median, better than 90% of neighborhoods
- Educational attainmentBetter than 87% of neighborhoods
- QuietBetter than 76% of neighborhoods
Where Downtown Annapolis, Annapolis ranks low
- State infrastructureBetter than only 3% of neighborhoods
- Low income/sales/gas taxBetter than only 6% of neighborhoods
- State fiscal healthBetter than only 12% of neighborhoods
- Crime safetyBetter than only 15% of neighborhoods
- Low vacancyBetter than only 15% of neighborhoods
What it costs to buy a home in Downtown Annapolis, Annapolis
A household needs to earn about $225,000 a year to comfortably buy the median Downtown Annapolis, Annapolis home, at 20% down and today's 30-year rate. That runs well above the area's median income of $146,072, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Downtown Annapolis, Annapolis' effective rate of 0.85%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in Downtown Annapolis, Annapolis
Downtown Annapolis, Annapolis runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Downtown Annapolis, Annapolis.
Who works in Downtown Annapolis, Annapolis, and how
Work in Downtown Annapolis, Annapolis centers on professional & technical and education. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 54%
- Work from home 28%
- Transit, walk, or bike 18%
Life in Downtown Annapolis, Annapolis
Downtown Annapolis, Annapolis has more restaurants and bars per resident than 91% of neighborhoods and more late-night spots per resident than 89% of neighborhoods. The coast is about 2 minutes away. Dining, parks, and nightlife concentrates in some parts of Downtown Annapolis, Annapolis and thins out in others, which the map shows.
What the weather is like in Downtown Annapolis, Annapolis, month by month
Downtown Annapolis, Annapolis sees roughly 99 pleasant days a year. July highs average about 87 degrees. January highs sit near 44, with lows near 32. The comfortable stretch runs April through June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 44° | 38° | 32° |
| April | 65° | 57° | 50° |
| July | 87° | 80° | 74° |
| October | 69° | 62° | 56° |
Flying in and out of Downtown Annapolis, Annapolis
Baltimore/Washington International Thurgood Marshall sits about 17 miles away. It is a large hub and boarded 12.3 million passengers in 2025, with 114 nonstop destinations.
The best schools in and around Downtown Annapolis, Annapolis
Schools across Downtown Annapolis, Annapolis average a C+, better than 46% of neighborhoods.
Top elementary schools
- Monarch Global Academy Pcs Laurel CampusC− · 29% proficient
- Eastport ElementaryF · 10% proficient
- Annapolis ElementaryF · 7% proficient
Top middle schools
- Wiley H. Bates MiddleC · 34% proficient
- Annapolis MiddleD− · 18% proficient
Top high schools
- Annapolis HighB · 49% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Downtown Annapolis, Annapolis school and its grade on SchoolGrade.
Downtown Annapolis, Annapolis measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Downtown Annapolis, Annapolis against the other 5,982 neighborhoods.
Common questions about living in Downtown Annapolis, Annapolis
Is Downtown Annapolis, Annapolis a good place to live?
Using BestNeighborhood's default rankings, Downtown Annapolis, Annapolis ranks 1,363rd of 5,983 neighborhoods. It scores highest on what local pay buys, health care access, and high incomes, and lowest on state infrastructure and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Downtown Annapolis, Annapolis expensive to live in?
The median home is worth $854,065. The overall cost of living runs about 8% above the national average. Set against a $146,072 median income, cost of living beats 95% of neighborhoods.
Is Downtown Annapolis, Annapolis safe?
Downtown Annapolis, Annapolis is safer than 15% of neighborhoods. Safety varies a lot by neighborhood. Crime costs an estimated $785 per resident a year.
Compare Downtown Annapolis, Annapolis with other neighborhoods
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Downtown Annapolis, Annapolis. Scores are absolute rather than ranked, which means a 60 in Downtown Annapolis, Annapolis represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Downtown Annapolis, Annapolis detail on BestNeighborhood maps:
- Walk Grade for Downtown Annapolis, Annapolis: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Downtown Annapolis, Annapolis: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Downtown Annapolis, Annapolis: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Downtown Annapolis, Annapolis: carrier by carrier coverage behind the cell score.
Downtown Annapolis, Annapolis detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.