Best PlacesDowntown Troy, Troy, MI Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Downtown Troy, Troy, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
Downtown Troy, Troy ranks 1,071st of 5,983 U.S. neighborhoods on the BestNeighborhood index. It scores highest on heat safety by a wide margin, and car insurance costs are the weak spot.
The best neighborhoods in Downtown Troy, Troy
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Downtown Troy, Troy's strengths and weaknesses
Where Downtown Troy, Troy ranks high
- Heat safetyBetter than 96% of neighborhoods
- School gradeA, better than 94% of neighborhoods
- Health outlookBetter than 94% of neighborhoods
- Healthcare accessBetter than 93% of neighborhoods
- Educational attainmentBetter than 92% of neighborhoods
Where Downtown Troy, Troy ranks low
- Cheap car insuranceBetter than only 8% of neighborhoods
- Local economyBetter than only 8% of neighborhoods
- Low property taxBetter than only 28% of neighborhoods
- Low vacancyBetter than only 30% of neighborhoods
- TransitBetter than only 32% of neighborhoods
What it costs to buy a home in Downtown Troy, Troy
A household needs to earn about $105,000 a year to comfortably buy the median Downtown Troy, Troy home, at 20% down and today's 30-year rate. That is below the area's own median income of $110,444, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Downtown Troy, Troy's effective rate of 1.22%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 9 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Downtown Troy, Troy
Downtown Troy, Troy runs younger than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Downtown Troy, Troy.
Who works in Downtown Troy, Troy, and how
Work in Downtown Troy, Troy centers on professional & technical and manufacturing. Unemployment is close to the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 77%
- Work from home 21%
- Transit, walk, or bike 2%
Life in Downtown Troy, Troy
Downtown Troy, Troy has more restaurants and bars per resident than 92% of neighborhoods and more parkland per resident than 83% of neighborhoods. Dining, parks, and nightlife concentrates in some parts of Downtown Troy, Troy and thins out in others, which the map shows.
What the weather is like in Downtown Troy, Troy, month by month
Downtown Troy, Troy sees roughly 89 pleasant days a year. July highs average about 85 degrees. January highs sit near 34, with lows near 23. The comfortable stretch runs May through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 34° | 28° | 23° |
| April | 59° | 48° | 40° |
| July | 85° | 75° | 66° |
| October | 65° | 55° | 47° |
Flying in and out of Downtown Troy, Troy
Detroit Metro Wayne County sits about 26 miles away. It is a large hub and boarded 16.3 million passengers in 2025, with 168 nonstop destinations.
The best schools in and around Downtown Troy, Troy
Schools across Downtown Troy, Troy average an A, better than 94% of neighborhoods.
Top elementary schools
- Schroeder Elementary SchoolA+ · 75% proficient
- Bemis Elementary SchoolA · 70% proficient
- Wattles Elementary SchoolA− · 62% proficient
Top middle schools
- Boulan Park Middle SchoolA+ · 77% proficient
- Baker Middle SchoolA+ · 68% proficient
- Smith Middle SchoolA · 67% proficient
Top high schools
- Troy High SchoolA− · 65% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Downtown Troy, Troy school and its grade on SchoolGrade.
Downtown Troy, Troy measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Downtown Troy, Troy against the other 5,982 neighborhoods.
Common questions about living in Downtown Troy, Troy
Is Downtown Troy, Troy a good place to live?
Using BestNeighborhood's default rankings, Downtown Troy, Troy ranks 1,071st of 5,983 neighborhoods. It scores highest on heat safety, good schools, and population health, and lowest on car insurance costs and a weak job market. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Downtown Troy, Troy expensive to live in?
The median home is worth $380,948. The overall cost of living runs about 1% below the national average. Set against a $110,444 median income, cost of living beats 82% of neighborhoods.
Is Downtown Troy, Troy safe?
Yes, Downtown Troy, Troy is safer than 70% of neighborhoods. Safety varies a lot by neighborhood. Crime costs an estimated $350 per resident a year.
Compare Downtown Troy, Troy with other neighborhoods
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Downtown Troy, Troy. Scores are absolute rather than ranked, which means a 60 in Downtown Troy, Troy represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Downtown Troy, Troy detail on BestNeighborhood maps:
- Walk Grade for Downtown Troy, Troy: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Downtown Troy, Troy: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Downtown Troy, Troy: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Downtown Troy, Troy: carrier by carrier coverage behind the cell score.
Downtown Troy, Troy detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.