Best PlacesFarmers Retreat, IN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Farmers Retreat, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
Farmers Retreat ranks 30,549th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on few empty homes by a wide margin, and the weather ranks lowest.
The best neighborhoods in Farmers Retreat
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Farmers Retreat's strengths and weaknesses
Where Farmers Retreat ranks high
- Low vacancyBetter than 98% of towns
- Tree shadeBetter than 94% of towns
- Local economyBetter than 94% of towns
- Cheap car insuranceBetter than 85% of towns
- State infrastructureBetter than 80% of towns
Where Farmers Retreat ranks low
- Nice weatherabout 52 pleasant days a year, better than only 2% of towns
- BikingBetter than only 8% of towns
- Short commute34.6 minutes each way, better than only 15% of towns
- WalkabilityBetter than only 19% of towns
- Cost of living vs incomeBetter than only 24% of towns
What it costs to buy a home in Farmers Retreat
A household needs to earn about $60,000 a year to comfortably buy the median Farmers Retreat home, at 20% down and today's 30-year rate. That is only a little above the area's median income of $58,100; the gap is small, which keeps homes within reach of local pay.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Farmers Retreat's effective rate of 0.70%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 9 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Farmers Retreat
Farmers Retreat runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Farmers Retreat.
Who works in Farmers Retreat, and how
Work in Farmers Retreat centers on health care & social and education. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 98%
- Work from home 1%
- Transit, walk, or bike 1%
Life in Farmers Retreat
The map and measures below break down dining, culture, and green space by neighborhood across Farmers Retreat.
What the weather is like in Farmers Retreat, month by month
Farmers Retreat sees roughly 52 pleasant days a year. July highs average about 88 degrees. January highs sit near 43, with lows near 23. The comfortable stretch runs April through June and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 43° | 32° | 23° |
| April | 68° | 55° | 43° |
| July | 88° | 77° | 67° |
| October | 71° | 59° | 47° |
Flying in and out of Farmers Retreat
Cincinnati/Northern Kentucky International sits about 24 miles away. It is a medium hub and boarded 4.4 million passengers in 2025, with 99 nonstop destinations.
The best schools in and around Farmers Retreat
Schools across Farmers Retreat average a C, better than 36% of towns.
Top elementary schools
- Manchester Elementary SchoolB− · 43% proficient
Top middle schools
- South Dearborn Middle SchoolC · 31% proficient
Top high schools
- South Dearborn High SchoolD+ · 24% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Farmers Retreat school and its grade on SchoolGrade.
Farmers Retreat measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Farmers Retreat against the other 50,332 towns.
Common questions about living in Farmers Retreat
Is Farmers Retreat a good place to live?
Using BestNeighborhood's default rankings, Farmers Retreat ranks 30,549th of 50,333 towns. It scores highest on few empty homes, tree cover, and a strong job market, and lowest on the weather and biking. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Farmers Retreat expensive to live in?
The median home is worth $234,500. The overall cost of living runs about 12% below the national average. Set against a $58,100 median income, cost of living beats 24% of towns.
Is Farmers Retreat safe?
Farmers Retreat is safer than 55% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $247 per resident a year.
Compare Farmers Retreat with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Farmers Retreat. Scores are absolute rather than ranked, which means a 60 in Farmers Retreat represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Farmers Retreat detail on BestNeighborhood maps:
- Walk Grade for Farmers Retreat: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Farmers Retreat: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Farmers Retreat: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Farmers Retreat: carrier by carrier coverage behind the cell score.
Farmers Retreat detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.