Best PlacesFederal Point, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Federal Point, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
Federal Point ranks 2,976th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on what local pay buys by a wide margin, and summer heat is the weak spot.
The best neighborhoods in Federal Point
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Federal Point's strengths and weaknesses
Where Federal Point ranks high
- Cost of living vs incomeBetter than 99% of towns
- State infrastructureBetter than 99% of towns
- Household income$159,674 median, better than 98% of towns
- QuietBetter than 97% of towns
- Low income/sales/gas taxBetter than 96% of towns
Where Federal Point ranks low
- Heat safetyBetter than only 2% of towns
- BikingBetter than only 3% of towns
- Cheap car insuranceBetter than only 6% of towns
- Disaster safetyBetter than only 13% of towns
- Cheap childcare$1,222 a month, better than only 13% of towns
What it costs to buy a home in Federal Point
A household needs to earn about $162,000 a year to comfortably buy the median Federal Point home, at 20% down and today's 30-year rate. That is only a little above the area's median income of $159,674; the gap is small, which keeps homes within reach of local pay.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Federal Point's effective rate of 0.57%, and insurance is estimated at 0.4% of home value a year.
Who lives in Federal Point
Federal Point runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Federal Point.
Who works in Federal Point, and how
Work in Federal Point centers on retail trade and transportation & warehousing. Unemployment sits above the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 66%
- Work from home 18%
- Transit, walk, or bike 17%
Life in Federal Point
The coast is about 37 minutes away. Distance to the water changes a lot across Federal Point, which the map shows.
What the weather is like in Federal Point, month by month
Federal Point sees roughly 132 pleasant days a year. July highs average about 90 degrees. January highs sit near 69, with lows near 46. The comfortable stretch runs October through April.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 69° | 57° | 46° |
| April | 80° | 70° | 60° |
| July | 90° | 81° | 75° |
| October | 82° | 75° | 67° |
Flying in and out of Federal Point
The nearest airport, Gainesville Regional, is about 45 miles away and is a small airport. The nearest major hub is Jacksonville International, about 48 miles away.
The best schools in and around Federal Point
Schools across Federal Point average a B+, better than 73% of towns.
Top elementary schools
- South Woods Elementary SchoolB · 47% proficient
- Browning-pearce Elementary SchoolC+ · 36% proficient
- James A. Long Elementary SchoolC · 35% proficient
Top middle schools
- Gamble Rogers Middle SchoolA− · 56% proficient
Top high schools
- Pedro Menendez High SchoolB · 47% proficient
- Palatka Jr - Sr High SchoolD · 21% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Federal Point school and its grade on SchoolGrade.
Federal Point measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Federal Point against the other 50,332 towns.
Common questions about living in Federal Point
Is Federal Point a good place to live?
Using BestNeighborhood's default rankings, Federal Point ranks 2,976th of 50,333 towns. It scores highest on what local pay buys, state infrastructure, and high incomes, and lowest on summer heat and biking. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Federal Point expensive to live in?
The median home is worth $637,700. The overall cost of living runs about 16% below the national average. Set against a $159,674 median income, cost of living beats 100% of towns.
Is Federal Point safe?
Yes, Federal Point is safer than 72% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $153 per resident a year.
Compare Federal Point with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Federal Point. Scores are absolute rather than ranked, which means a 60 in Federal Point represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Federal Point detail on BestNeighborhood maps:
- Walk Grade for Federal Point: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Federal Point: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Federal Point: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Federal Point: carrier by carrier coverage behind the cell score.
Federal Point detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.