Best PlacesFort Mc Coy, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Fort Mc Coy, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
Fort Mc Coy ranks 42,657th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on state infrastructure by a wide margin, and summer heat is the weak spot.
The best neighborhoods in Fort Mc Coy
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Fort Mc Coy's strengths and weaknesses
Where Fort Mc Coy ranks high
- State infrastructureBetter than 99% of towns
- Low income/sales/gas taxBetter than 96% of towns
- QuietBetter than 90% of towns
- Nice weatherabout 125 pleasant days a year, better than 83% of towns
- Voter turnoutBetter than 76% of towns
Where Fort Mc Coy ranks low
- Heat safetyBetter than only 2% of towns
- Cheap car insuranceBetter than only 6% of towns
- Disaster safetyBetter than only 7% of towns
- Short commute38.1 minutes each way, better than only 8% of towns
- Low vacancyBetter than only 10% of towns
What it costs to buy a home in Fort Mc Coy
A household needs to earn about $40,000 a year to comfortably buy the median Fort Mc Coy home, at 20% down and today's 30-year rate. That is below the area's own median income of $52,697, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Fort Mc Coy's effective rate of 0.68%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 5 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Fort Mc Coy
Fort Mc Coy runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Fort Mc Coy.
Who works in Fort Mc Coy, and how
Work in Fort Mc Coy centers on retail trade and public administration. Unemployment runs well above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 84%
- Work from home 14%
- Transit, walk, or bike 2%
Life in Fort Mc Coy
The map and measures below break down dining, culture, and green space by neighborhood across Fort Mc Coy.
What the weather is like in Fort Mc Coy, month by month
Fort Mc Coy sees roughly 125 pleasant days a year. July highs average about 92 degrees. January highs sit near 70, with lows near 45. The comfortable stretch runs October through April.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 70° | 56° | 45° |
| April | 84° | 71° | 58° |
| July | 92° | 81° | 73° |
| October | 85° | 73° | 64° |
Flying in and out of Fort Mc Coy
The nearest airport, Gainesville Regional, is about 31 miles away and is a small airport. The nearest major hub is Orlando International, about 75 miles away.
The best schools in and around Fort Mc Coy
Schools across Fort Mc Coy average a C, better than 36% of towns.
Top elementary schools
- Kelley Smith Elementary SchoolB+ · 52% proficient
- Fort Mccoy SchoolC · 34% proficient
- Robert H. Jenkins Jr Elementary SchoolC · 32% proficient
Top middle schools
- Carver Middle SchoolB− · 41% proficient
Top high schools
- North Marion High SchoolC · 31% proficient
- Lake Weir High SchoolC · 31% proficient
- Interlachen Jr-sr High SchoolC− · 28% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Fort Mc Coy school and its grade on SchoolGrade.
Fort Mc Coy measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Fort Mc Coy against the other 50,332 towns.
Common questions about living in Fort Mc Coy
Is Fort Mc Coy a good place to live?
Using BestNeighborhood's default rankings, Fort Mc Coy ranks 42,657th of 50,333 towns. It scores highest on state infrastructure, low taxes, and quiet, and lowest on summer heat and car insurance costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Fort Mc Coy expensive to live in?
The median home is worth $154,069. The overall cost of living runs about 16% below the national average. Set against a $52,697 median income, cost of living beats 15% of towns.
Is Fort Mc Coy safe?
Yes, Fort Mc Coy is safer than 69% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $164 per resident a year.
Compare Fort Mc Coy with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Fort Mc Coy. Scores are absolute rather than ranked, which means a 60 in Fort Mc Coy represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Fort Mc Coy detail on BestNeighborhood maps:
- Walk Grade for Fort Mc Coy: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Fort Mc Coy: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Fort Mc Coy: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Fort Mc Coy: carrier by carrier coverage behind the cell score.
Fort Mc Coy detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.