Best PlacesFort Montgomery, NY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Fort Montgomery, scored on 40 measures of daily life and ranked to fit what matters to you. The coast is close, and the measures below put a number on how close. To work out which city fits you best, start with the best places to live tool.
Fort Montgomery ranks 13,209th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on big-city access by a wide margin, and property taxes are the weak spot.
The best neighborhoods in Fort Montgomery
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Fort Montgomery's strengths and weaknesses
Where Fort Montgomery ranks high
- Big-city accessBetter than 99% of towns
- TransitBetter than 98% of towns
- Health outlookBetter than 96% of towns
- Low vacancyBetter than 93% of towns
- BikingBetter than 88% of towns
Where Fort Montgomery ranks low
- Low property taxBetter than only 1% of towns
- QuietBetter than only 1% of towns
- Housing crash safetyBetter than only 8% of towns
- Cheap car insuranceBetter than only 8% of towns
- Cheap childcare$1,308 a month, better than only 10% of towns
What it costs to buy a home in Fort Montgomery
A household needs to earn about $110,000 a year to comfortably buy the median Fort Montgomery home, at 20% down and today's 30-year rate. That runs well above the area's median income of $94,351, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Fort Montgomery's effective rate of 2.59%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Fort Montgomery
Fort Montgomery runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Fort Montgomery.
Who works in Fort Montgomery, and how
Work in Fort Montgomery centers on education and health care & social. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 86%
- Work from home 6%
- Transit, walk, or bike 8%
Life in Fort Montgomery
Fort Montgomery has more parkland per resident than 99% of towns. The coast is about 42 minutes away. That concentrates in some parts of Fort Montgomery and thins out in others, which the map shows.
What the weather is like in Fort Montgomery, month by month
Fort Montgomery sees roughly 73 pleasant days a year. July highs average about 85 degrees. January highs sit near 37, with lows near 23. The comfortable stretch runs May through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 37° | 30° | 23° |
| April | 60° | 50° | 41° |
| July | 85° | 75° | 66° |
| October | 65° | 55° | 47° |
Flying in and out of Fort Montgomery
The nearest airport, New York Stewart International, is about 13 miles away and is a small airport. The nearest major hub is Laguardia, about 39 miles away.
The best schools in and around Fort Montgomery
Schools across Fort Montgomery average an A−, better than 84% of towns.
Top elementary schools
- Stony Point Elementary SchoolB− · 40% proficient
Top middle schools
- Highland Falls Intermediate SchoolB− · 40% proficient
- Fieldstone Middle SchoolC− · 29% proficient
Top high schools
- North Rockland High SchoolA+ · 86% proficient
- James I O'neill High SchoolA+ · 85% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Fort Montgomery school and its grade on SchoolGrade.
Fort Montgomery measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Fort Montgomery against the other 50,332 towns.
Common questions about living in Fort Montgomery
Is Fort Montgomery a good place to live?
Using BestNeighborhood's default rankings, Fort Montgomery ranks 13,209th of 50,333 towns. It scores highest on big-city access, transit, and population health, and lowest on property taxes and noise. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Fort Montgomery expensive to live in?
The median home is worth $338,394. The overall cost of living runs about 13% above the national average. Set against a $94,351 median income, cost of living beats 55% of towns.
Is Fort Montgomery safe?
Yes, Fort Montgomery is safer than 87% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $194 per resident a year.
Compare Fort Montgomery with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Fort Montgomery. Scores are absolute rather than ranked, which means a 60 in Fort Montgomery represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Fort Montgomery detail on BestNeighborhood maps:
- Walk Grade for Fort Montgomery: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Fort Montgomery: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Fort Montgomery: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Fort Montgomery: carrier by carrier coverage behind the cell score.
Fort Montgomery detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.