Best PlacesGarden City, FL Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Garden City, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
Garden City ranks 2,780th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on low crime by a wide margin, and disaster risk is the weak spot.
The best neighborhoods in Garden City
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Garden City's strengths and weaknesses
Where Garden City ranks high
- Crime safetyBetter than 99% of towns
- State infrastructureBetter than 99% of towns
- Cost of living vs incomeBetter than 96% of towns
- Low income/sales/gas taxBetter than 96% of towns
- Low vacancyBetter than 96% of towns
Where Garden City ranks low
- Disaster safetyBetter than only 2% of towns
- Cheap car insuranceBetter than only 8% of towns
- BikingBetter than only 14% of towns
- WalkabilityBetter than only 19% of towns
- Heat safetyBetter than only 20% of towns
What it costs to buy a home in Garden City
A household needs to earn about $85,000 a year to comfortably buy the median Garden City home, at 20% down and today's 30-year rate. That is below the area's own median income of $119,966, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Garden City's effective rate of 0.48%, and insurance is estimated at 0.4% of home value a year.
Who lives in Garden City
Garden City runs younger than the country, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Garden City.
Who works in Garden City, and how
Work in Garden City centers on public administration and transportation & warehousing. Unemployment sits above the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 93%
- Work from home 6%
- Transit, walk, or bike 1%
Life in Garden City
The coast is about 46 minutes away. Distance to the water changes a lot across Garden City, which the map shows.
What the weather is like in Garden City, month by month
Garden City sees roughly 89 pleasant days a year. July highs average about 93 degrees. January highs sit near 64, with lows near 40. The comfortable stretch runs February through May, October, and November.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 64° | 50° | 40° |
| April | 80° | 66° | 54° |
| July | 93° | 81° | 72° |
| October | 84° | 69° | 58° |
Flying in and out of Garden City
The nearest airport, Eglin AFB/Destin-Ft Walton Beach, is about 24 miles away and is a small airport. The nearest major hub is Louis Armstrong New Orleans International, about 228 miles away.
The best schools in and around Garden City
Schools across Garden City average an A−, better than 82% of towns.
Top elementary schools
- Bob Sikes Elementary SchoolB+ · 54% proficient
- Walker Elementary SchoolB · 49% proficient
Top middle schools
- Davidson Middle SchoolA · 59% proficient
Top high schools
- Crestview High SchoolB+ · 57% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Garden City school and its grade on SchoolGrade.
Garden City measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Garden City against the other 50,332 towns.
Common questions about living in Garden City
Is Garden City a good place to live?
Using BestNeighborhood's default rankings, Garden City ranks 2,780th of 50,333 towns. It scores highest on low crime, state infrastructure, and what local pay buys, and lowest on disaster risk and car insurance costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Garden City expensive to live in?
The median home is worth $339,030. The overall cost of living runs about 15% below the national average. Set against a $119,966 median income, cost of living beats 96% of towns.
Is Garden City safe?
Yes, Garden City is safer than 100% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $69 per resident a year.
Compare Garden City with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Garden City. Scores are absolute rather than ranked, which means a 60 in Garden City represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Garden City detail on BestNeighborhood maps:
- Walk Grade for Garden City: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Garden City: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Garden City: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Garden City: carrier by carrier coverage behind the cell score.
Garden City detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.