Best PlacesGirkin, KY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Girkin, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
Girkin ranks 32,094th of 50,333 U.S. towns on the BestNeighborhood index. A weak job market pulls hardest against it, while it scores best on affordable childcare.
The best neighborhoods in Girkin
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Girkin's strengths and weaknesses
Where Girkin ranks high
- Cheap childcare$570 a month, better than 82% of towns
- Housing crash safetyBetter than 72% of towns
- Household income$82,973 median, better than 68% of towns
- Low income/sales/gas taxBetter than 67% of towns
- Air qualityBetter than 67% of towns
Where Girkin ranks low
- Local economyBetter than only 5% of towns
- Cheap car insuranceBetter than only 14% of towns
- Nice weatherabout 65 pleasant days a year, better than only 16% of towns
- School gradeC−, better than only 18% of towns
- WalkabilityBetter than only 19% of towns
What it costs to buy a home in Girkin
A household needs to earn about $44,000 a year to comfortably buy the median Girkin home, at 20% down and today's 30-year rate. That is below the area's own median income of $82,973, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Girkin's effective rate of 0.61%, and insurance is estimated at 0.4% of home value a year.
Who lives in Girkin
Girkin runs younger than the country, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Girkin.
Who works in Girkin, and how
Work in Girkin centers on health care & social and retail trade. Unemployment runs well above the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 95%
- Work from home 4%
- Transit, walk, or bike 1%
Life in Girkin
The map and measures below break down dining, culture, and green space by neighborhood across Girkin.
What the weather is like in Girkin, month by month
Girkin sees roughly 65 pleasant days a year. July highs average about 90 degrees. January highs sit near 48, with lows near 31. The comfortable stretch runs April, May, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 48° | 38° | 31° |
| April | 72° | 60° | 49° |
| July | 90° | 80° | 72° |
| October | 74° | 62° | 51° |
Flying in and out of Girkin
The nearest airport, Owensboro/Daviess County Regional, is about 65 miles away and is a small airport. The nearest major hub is Nashville International, about 68 miles away.
The best schools in and around Girkin
Schools across Girkin average a C−, better than 18% of towns.
Top elementary schools
- Bristow ElementaryC− · 29% proficient
Top middle schools
- Warren East Middle SchoolD+ · 26% proficient
Top high schools
- Warren East High SchoolC− · 26% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Girkin school and its grade on SchoolGrade.
Girkin measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Girkin against the other 50,332 towns.
Common questions about living in Girkin
Is Girkin a good place to live?
Using BestNeighborhood's default rankings, Girkin ranks 32,094th of 50,333 towns. It scores highest on affordable childcare, a stable housing market, and high incomes, and lowest on a weak job market and car insurance costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Girkin expensive to live in?
The median home is worth $172,225. The overall cost of living runs about 13% below the national average. Set against a $82,973 median income, cost of living beats 67% of towns.
Is Girkin safe?
Girkin is safer than 42% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $299 per resident a year.
Compare Girkin with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Girkin. Scores are absolute rather than ranked, which means a 60 in Girkin represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Girkin detail on BestNeighborhood maps:
- Walk Grade for Girkin: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Girkin: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Girkin: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Girkin: carrier by carrier coverage behind the cell score.
Girkin detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.