Best PlacesGoldsmith, IN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Goldsmith, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
Goldsmith ranks 23,063rd of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on few empty homes by a wide margin, and a weak job market ranks lowest.
The best neighborhoods in Goldsmith
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Goldsmith's strengths and weaknesses
Where Goldsmith ranks high
- Low vacancyBetter than 98% of towns
- Cheap car insuranceBetter than 91% of towns
- Cell coverageBetter than 88% of towns
- Healthcare accessBetter than 82% of towns
- Cost of living vs incomeBetter than 81% of towns
Where Goldsmith ranks low
- Local economyBetter than only 2% of towns
- Low income/sales/gas taxBetter than only 6% of towns
- QuietBetter than only 7% of towns
- Nice weatherabout 64 pleasant days a year, better than only 14% of towns
- Short commute34.1 minutes each way, better than only 16% of towns
What it costs to buy a home in Goldsmith
A household needs to earn about $83,000 a year to comfortably buy the median Goldsmith home, at 20% down and today's 30-year rate. That is below the area's own median income of $86,313, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Goldsmith's effective rate of 0.54%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in Goldsmith
Goldsmith runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Goldsmith.
Who works in Goldsmith, and how
Work in Goldsmith centers on manufacturing and retail trade. Unemployment runs well above the national rate, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 86%
- Work from home 10%
- Transit, walk, or bike 4%
Life in Goldsmith
The map and measures below break down dining, culture, and green space by neighborhood across Goldsmith.
What the weather is like in Goldsmith, month by month
Goldsmith sees roughly 64 pleasant days a year. July highs average about 86 degrees. January highs sit near 37, with lows near 20. The comfortable stretch runs May through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 37° | 28° | 20° |
| April | 64° | 51° | 39° |
| July | 86° | 74° | 64° |
| October | 69° | 55° | 44° |
Flying in and out of Goldsmith
Indianapolis International sits about 40 miles away. It is a medium hub and boarded 5.2 million passengers in 2025, with 92 nonstop destinations.
The best schools in and around Goldsmith
Schools across Goldsmith average a C+, better than 46% of towns.
Top elementary schools
- Tipton Elementary SchoolB · 46% proficient
Top middle schools
- Tipton Middle SchoolC · 33% proficient
Top high schools
- Tipton High SchoolC · 30% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Goldsmith school and its grade on SchoolGrade.
Goldsmith measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Goldsmith against the other 50,332 towns.
Common questions about living in Goldsmith
Is Goldsmith a good place to live?
Using BestNeighborhood's default rankings, Goldsmith ranks 23,063rd of 50,333 towns. It scores highest on few empty homes, cheap car insurance, and cell coverage, and lowest on a weak job market and taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Goldsmith expensive to live in?
The median home is worth $329,200. The overall cost of living runs about 17% below the national average. Set against a $86,313 median income, cost of living beats 81% of towns.
Is Goldsmith safe?
Yes, Goldsmith is safer than 62% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $233 per resident a year.
Compare Goldsmith with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Goldsmith. Scores are absolute rather than ranked, which means a 60 in Goldsmith represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Goldsmith detail on BestNeighborhood maps:
- Walk Grade for Goldsmith: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Goldsmith: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Goldsmith: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Goldsmith: carrier by carrier coverage behind the cell score.
Goldsmith detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.