Best PlacesGrafton, IA Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Grafton, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
Grafton ranks 3,885th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on good schools by a wide margin, and tree cover ranks lowest.
The best neighborhoods in Grafton
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Grafton's strengths and weaknesses
Where Grafton ranks high
- School gradeA, better than 96% of towns
- State fiscal healthBetter than 94% of towns
- Housing crash safetyBetter than 90% of towns
- Cost of living vs incomeBetter than 88% of towns
- Cheap car insuranceBetter than 84% of towns
Where Grafton ranks low
- Tree shadeBetter than only 16% of towns
- Local economyBetter than only 30% of towns
- Big-city accessBetter than only 34% of towns
- Disaster safetyBetter than only 35% of towns
- TransitBetter than only 44% of towns
What it costs to buy a home in Grafton
A household needs to earn about $51,000 a year to comfortably buy the median Grafton home, at 20% down and today's 30-year rate. That is below the area's own median income of $91,503, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Grafton's effective rate of 0.77%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in Grafton
Grafton runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Grafton.
Who works in Grafton, and how
Work in Grafton centers on manufacturing and other services. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 81%
- Work from home 17%
- Transit, walk, or bike 2%
Life in Grafton
The map and measures below break down dining, culture, and green space by neighborhood across Grafton.
What the weather is like in Grafton, month by month
Grafton sees roughly 112 pleasant days a year. July highs average about 83 degrees. January highs sit near 26, with lows near 10. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 26° | 18° | 10° |
| April | 58° | 45° | 35° |
| July | 83° | 72° | 62° |
| October | 61° | 49° | 39° |
Flying in and out of Grafton
The nearest airport, Mason City Municipal, is about 18 miles away and is a small airport. The nearest major hub is Minneapolis-St Paul International/Wold-Chamberlain, about 108 miles away.
The best schools in and around Grafton
Schools across Grafton average an A, better than 96% of towns.
Top elementary schools
- Central Springs Elem. Manly CampusA+ · 75% proficient
- St Ansgar Elementary SchoolA · 72% proficient
- Lincoln Elementary SchoolA · 65% proficient
Top middle schools
- St Ansgar Middle SchoolA+ · 82% proficient
- Osage Middle SchoolA+ · 72% proficient
- John Adams Middle SchoolB · 47% proficient
Top high schools
- St Ansgar High SchoolA+ · 82% proficient
- Central Springs High SchoolA · 73% proficient
- Osage High SchoolA− · 67% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Grafton school and its grade on SchoolGrade.
Grafton measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Grafton against the other 50,332 towns.
Common questions about living in Grafton
Is Grafton a good place to live?
Using BestNeighborhood's default rankings, Grafton ranks 3,885th of 50,333 towns. It scores highest on good schools, state finances, and a stable housing market, and lowest on tree cover and a weak job market. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Grafton expensive to live in?
The median home is worth $193,936. The overall cost of living runs about 18% below the national average. Set against a $91,503 median income, cost of living beats 88% of towns.
Is Grafton safe?
Yes, Grafton is safer than 61% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $257 per resident a year.
Compare Grafton with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Grafton. Scores are absolute rather than ranked, which means a 60 in Grafton represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Grafton detail on BestNeighborhood maps:
- Walk Grade for Grafton: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Grafton: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Grafton: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Grafton: carrier by carrier coverage behind the cell score.
Grafton detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.