Best PlacesHowes Cave, NY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Howes Cave, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
Howes Cave ranks 22,041st of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on low crime by a wide margin, and property taxes are the weak spot.
The best neighborhoods in Howes Cave
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Howes Cave's strengths and weaknesses
Where Howes Cave ranks high
- Crime safetyBetter than 93% of towns
- Air qualityBetter than 90% of towns
- Healthcare accessBetter than 85% of towns
- Educational attainmentBetter than 84% of towns
- Big-city accessBetter than 84% of towns
Where Howes Cave ranks low
- Low property taxBetter than only 2% of towns
- Cheap car insuranceBetter than only 10% of towns
- Housing crash safetyBetter than only 12% of towns
- Low income/sales/gas taxBetter than only 15% of towns
- Cheap childcare$1,088 a month, better than only 18% of towns
What it costs to buy a home in Howes Cave
A household needs to earn about $56,000 a year to comfortably buy the median Howes Cave home, at 20% down and today's 30-year rate. That is below the area's own median income of $66,150, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Howes Cave's effective rate of 2.05%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 7 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Howes Cave
Howes Cave runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Howes Cave.
Who works in Howes Cave, and how
Work in Howes Cave centers on retail trade and health care & social. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 85%
- Work from home 9%
- Transit, walk, or bike 6%
Life in Howes Cave
The map and measures below break down dining, culture, and green space by neighborhood across Howes Cave.
What the weather is like in Howes Cave, month by month
Howes Cave sees roughly 80 pleasant days a year. July highs average about 84 degrees. January highs sit near 33, with lows near 21. The comfortable stretch runs May, June, and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 33° | 28° | 21° |
| April | 57° | 50° | 41° |
| July | 84° | 78° | 69° |
| October | 62° | 55° | 46° |
Flying in and out of Howes Cave
The nearest airport, Albany International, is about 30 miles away and is a small airport. The nearest major hub is Bradley International, about 102 miles away.
The best schools in and around Howes Cave
Schools across Howes Cave average an A−, better than 83% of towns.
Top elementary schools
- Joseph B Radez Elementary SchoolA · 70% proficient
- Schoharie Elementary SchoolA · 63% proficient
Top middle schools
- William H Golding Middle SchoolB · 43% proficient
Top high schools
- Cobleskill-richmondville High SchoolA+ · 94% proficient
- Middleburgh Junior/senior High SchoolA− · 60% proficient
- Schoharie High SchoolB+ · 53% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Howes Cave school and its grade on SchoolGrade.
Howes Cave measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Howes Cave against the other 50,332 towns.
Common questions about living in Howes Cave
Is Howes Cave a good place to live?
Using BestNeighborhood's default rankings, Howes Cave ranks 22,041st of 50,333 towns. It scores highest on low crime, clean air, and health care access, and lowest on property taxes and car insurance costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Howes Cave expensive to live in?
The median home is worth $184,405. The overall cost of living runs about 8% below the national average. Set against a $66,150 median income, cost of living beats 34% of towns.
Is Howes Cave safe?
Yes, Howes Cave is safer than 93% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $186 per resident a year.
Compare Howes Cave with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Howes Cave. Scores are absolute rather than ranked, which means a 60 in Howes Cave represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Howes Cave detail on BestNeighborhood maps:
- Walk Grade for Howes Cave: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Howes Cave: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Howes Cave: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Howes Cave: carrier by carrier coverage behind the cell score.
Howes Cave detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.