Best PlacesIndian Hills-Stonewall Estates-Monticello, Lexington, KY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Indian Hills-Stonewall Estates-Monticello, Lexington, scored on 40 measures of daily life and ranked to fit what matters to you. Costs and crime both read low, and the nearest big city is a drive away. To work out which city fits you best, start with the best places to live tool.
Indian Hills-Stonewall Estates-Monticello, Lexington ranks 1,641st of 5,983 U.S. neighborhoods on the BestNeighborhood index. It scores highest on a stable housing market by a wide margin, and the weather ranks lowest.
The best neighborhoods in Indian Hills-Stonewall Estates-Monticello, Lexington
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Indian Hills-Stonewall Estates-Monticello, Lexington's strengths and weaknesses
Where Indian Hills-Stonewall Estates-Monticello, Lexington ranks high
- Housing crash safetyBetter than 97% of neighborhoods
- Healthcare accessBetter than 93% of neighborhoods
- Voter turnoutBetter than 92% of neighborhoods
- Cheap childcare$797 a month, better than 89% of neighborhoods
- Cost of living vs incomeBetter than 88% of neighborhoods
Where Indian Hills-Stonewall Estates-Monticello, Lexington ranks low
- Nice weatherabout 53 pleasant days a year, better than only 1% of neighborhoods
- Big-city accessBetter than only 10% of neighborhoods
- Cell coverageBetter than only 13% of neighborhoods
- TransitBetter than only 18% of neighborhoods
- WalkabilityBetter than only 24% of neighborhoods
What it costs to buy a home in Indian Hills-Stonewall Estates-Monticello, Lexington
A household needs to earn about $84,000 a year to comfortably buy the median Indian Hills-Stonewall Estates-Monticello, Lexington home, at 20% down and today's 30-year rate. That is below the area's own median income of $103,725, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Indian Hills-Stonewall Estates-Monticello, Lexington's effective rate of 0.90%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 9 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Indian Hills-Stonewall Estates-Monticello, Lexington
Indian Hills-Stonewall Estates-Monticello, Lexington runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Indian Hills-Stonewall Estates-Monticello, Lexington.
Who works in Indian Hills-Stonewall Estates-Monticello, Lexington, and how
Work in Indian Hills-Stonewall Estates-Monticello, Lexington centers on education and health care & social. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 79%
- Work from home 17%
- Transit, walk, or bike 3%
Life in Indian Hills-Stonewall Estates-Monticello, Lexington
Indian Hills-Stonewall Estates-Monticello, Lexington has more restaurants and bars per resident than 87% of neighborhoods and more parkland per resident than 92% of neighborhoods. Dining, parks, and nightlife concentrates in some parts of Indian Hills-Stonewall Estates-Monticello, Lexington and thins out in others, which the map shows.
What the weather is like in Indian Hills-Stonewall Estates-Monticello, Lexington, month by month
Indian Hills-Stonewall Estates-Monticello, Lexington sees roughly 53 pleasant days a year. July highs average about 89 degrees. January highs sit near 46, with lows near 26. The comfortable stretch runs April through June, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 46° | 35° | 26° |
| April | 70° | 56° | 44° |
| July | 89° | 77° | 67° |
| October | 74° | 60° | 47° |
Flying in and out of Indian Hills-Stonewall Estates-Monticello, Lexington
The nearest airport, Blue Grass, is about 4 miles away and is a small airport. The nearest major hub is Cincinnati/Northern Kentucky International, about 73 miles away.
The best schools in and around Indian Hills-Stonewall Estates-Monticello, Lexington
Schools across Indian Hills-Stonewall Estates-Monticello, Lexington average a C, better than 44% of neighborhoods.
Top elementary schools
- Wellington ElementaryB · 50% proficient
- Stonewall Elementary SchoolB− · 41% proficient
Top middle schools
- Scapa At BluegrassA · 66% proficient
- Jessie M Clark Middle SchoolB− · 40% proficient
- Southern Middle SchoolC− · 30% proficient
Top high schools
- Paul Laurence Dunbar High SchoolB · 48% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Indian Hills-Stonewall Estates-Monticello, Lexington school and its grade on SchoolGrade.
Indian Hills-Stonewall Estates-Monticello, Lexington measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Indian Hills-Stonewall Estates-Monticello, Lexington against the other 5,982 neighborhoods.
Common questions about living in Indian Hills-Stonewall Estates-Monticello, Lexington
Is Indian Hills-Stonewall Estates-Monticello, Lexington a good place to live?
Using BestNeighborhood's default rankings, Indian Hills-Stonewall Estates-Monticello, Lexington ranks 1,641st of 5,983 neighborhoods. It scores highest on a stable housing market, health care access, and civic engagement, and lowest on the weather and distance from a big city. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Indian Hills-Stonewall Estates-Monticello, Lexington expensive to live in?
The median home is worth $318,785. The overall cost of living runs about 14% below the national average. Set against a $103,725 median income, cost of living beats 88% of neighborhoods.
Is Indian Hills-Stonewall Estates-Monticello, Lexington safe?
Yes, Indian Hills-Stonewall Estates-Monticello, Lexington is safer than 75% of neighborhoods. Safety varies a lot by neighborhood. Crime costs an estimated $293 per resident a year.
Compare Indian Hills-Stonewall Estates-Monticello, Lexington with other neighborhoods
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Indian Hills-Stonewall Estates-Monticello, Lexington. Scores are absolute rather than ranked, which means a 60 in Indian Hills-Stonewall Estates-Monticello, Lexington represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Indian Hills-Stonewall Estates-Monticello, Lexington detail on BestNeighborhood maps:
- Walk Grade for Indian Hills-Stonewall Estates-Monticello, Lexington: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Indian Hills-Stonewall Estates-Monticello, Lexington: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Indian Hills-Stonewall Estates-Monticello, Lexington: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Indian Hills-Stonewall Estates-Monticello, Lexington: carrier by carrier coverage behind the cell score.
Indian Hills-Stonewall Estates-Monticello, Lexington detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.