Best PlacesIndiana Beach, IN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Indiana Beach, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
Indiana Beach ranks 19,651st of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on cheap car insurance by a wide margin, and taxes are the weak spot.
The best neighborhoods in Indiana Beach
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Indiana Beach's strengths and weaknesses
Where Indiana Beach ranks high
- Cheap car insuranceBetter than 90% of towns
- Short commute20.5 minutes each way, better than 86% of towns
- Big-city accessBetter than 84% of towns
- Cell coverageBetter than 84% of towns
- Healthcare accessBetter than 81% of towns
Where Indiana Beach ranks low
- Low income/sales/gas taxBetter than only 6% of towns
- Low vacancyBetter than only 10% of towns
- Local economyBetter than only 16% of towns
- Tree shadeBetter than only 16% of towns
- Housing crash safetyBetter than only 16% of towns
What it costs to buy a home in Indiana Beach
A household needs to earn about $61,000 a year to comfortably buy the median Indiana Beach home, at 20% down and today's 30-year rate. That is below the area's own median income of $72,007, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Indiana Beach's effective rate of 0.53%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Indiana Beach
Indiana Beach runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Indiana Beach.
Who works in Indiana Beach, and how
Work in Indiana Beach centers on manufacturing and health care & social. Unemployment runs well above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 91%
- Work from home 6%
- Transit, walk, or bike 2%
Life in Indiana Beach
The map and measures below break down dining, culture, and green space by neighborhood across Indiana Beach.
What the weather is like in Indiana Beach, month by month
Indiana Beach sees roughly 84 pleasant days a year. July highs average about 82 degrees. January highs sit near 34, with lows near 21. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 34° | 27° | 21° |
| April | 61° | 49° | 40° |
| July | 82° | 73° | 63° |
| October | 65° | 54° | 45° |
Flying in and out of Indiana Beach
The nearest airport, South Bend International, is about 68 miles away and is a small airport. The nearest major hub is Indianapolis International, about 80 miles away.
The best schools in and around Indiana Beach
Schools across Indiana Beach average a C+, better than 45% of towns.
Top elementary schools
- Eastlawn Elementary SchoolB− · 40% proficient
- Meadowlawn Elementary SchoolC · 34% proficient
- North White Elementary SchoolD+ · 24% proficient
Top middle schools
- Roosevelt Middle SchoolB · 43% proficient
- North White Middle SchoolD+ · 25% proficient
Top high schools
- Twin Lakes Senior High SchoolB− · 45% proficient
- North White High SchoolC+ · 40% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Indiana Beach school and its grade on SchoolGrade.
Indiana Beach measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Indiana Beach against the other 50,332 towns.
Common questions about living in Indiana Beach
Is Indiana Beach a good place to live?
Using BestNeighborhood's default rankings, Indiana Beach ranks 19,651st of 50,333 towns. It scores highest on cheap car insurance, short commutes, and big-city access, and lowest on taxes and empty homes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Indiana Beach expensive to live in?
The median home is worth $243,106. The overall cost of living runs about 17% below the national average. Set against a $72,007 median income, cost of living beats 65% of towns.
Is Indiana Beach safe?
Yes, Indiana Beach is safer than 74% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $202 per resident a year.
Compare Indiana Beach with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Indiana Beach. Scores are absolute rather than ranked, which means a 60 in Indiana Beach represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Indiana Beach detail on BestNeighborhood maps:
- Walk Grade for Indiana Beach: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Indiana Beach: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Indiana Beach: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Indiana Beach: carrier by carrier coverage behind the cell score.
Indiana Beach detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.