Best PlacesLuther, IN Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Luther, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
Luther ranks 38,479th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on few empty homes by a wide margin, and crime is the weak spot.
The best neighborhoods in Luther
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Luther's strengths and weaknesses
Where Luther ranks high
- Low vacancyBetter than 98% of towns
- Heat safetyBetter than 88% of towns
- Cheap car insuranceBetter than 86% of towns
- State infrastructureBetter than 80% of towns
- Big-city accessBetter than 71% of towns
Where Luther ranks low
- Crime safetyBetter than only 11% of towns
- Voter turnoutBetter than only 15% of towns
- Low income/sales/gas taxBetter than only 18% of towns
- Tree shadeBetter than only 19% of towns
- WalkabilityBetter than only 19% of towns
What it costs to buy a home in Luther
A household needs to earn about $65,000 a year to comfortably buy the median Luther home, at 20% down and today's 30-year rate. That is only a little above the area's median income of $59,199; the gap is small, which keeps homes within reach of local pay.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Luther's effective rate of 0.94%, and insurance is estimated at 0.4% of home value a year.
Who lives in Luther
Luther runs younger than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Luther.
Who works in Luther, and how
Work in Luther centers on agriculture & forestry and manufacturing. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 76%
- Work from home 20%
- Transit, walk, or bike 3%
Life in Luther
The map and measures below break down dining, culture, and green space by neighborhood across Luther.
What the weather is like in Luther, month by month
Luther sees roughly 77 pleasant days a year. July highs average about 83 degrees. January highs sit near 33, with lows near 21. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 33° | 27° | 21° |
| April | 59° | 48° | 39° |
| July | 83° | 73° | 64° |
| October | 64° | 54° | 45° |
Flying in and out of Luther
The nearest airport, Fort Wayne International, is about 23 miles away and is a small airport. The nearest major hub is Indianapolis International, about 99 miles away.
The best schools in and around Luther
Schools across Luther average a C+, better than 50% of towns.
Top elementary schools
- South Whitley Elementary SchoolB− · 43% proficient
Top high schools
- Whitko Jr/sr High SchoolC+ · 36% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Luther school and its grade on SchoolGrade.
Luther measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Luther against the other 50,332 towns.
Common questions about living in Luther
Is Luther a good place to live?
Using BestNeighborhood's default rankings, Luther ranks 38,479th of 50,333 towns. It scores highest on few empty homes, heat safety, and cheap car insurance, and lowest on crime and civic engagement. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Luther expensive to live in?
The median home is worth $245,260. The overall cost of living runs about 16% below the national average. Set against a $59,199 median income, cost of living beats 25% of towns.
Is Luther safe?
Luther is safer than 11% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $472 per resident a year.
Compare Luther with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Luther. Scores are absolute rather than ranked, which means a 60 in Luther represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Luther detail on BestNeighborhood maps:
- Walk Grade for Luther: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Luther: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Luther: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Luther: carrier by carrier coverage behind the cell score.
Luther detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.