Best PlacesMill Neck, NY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Mill Neck, scored on 40 measures of daily life and ranked to fit what matters to you. Local pay runs high here, and housing takes the biggest bite out of it. To work out which city fits you best, start with the best places to live tool.
Mill Neck ranks 1,614th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on big-city access by a wide margin, and childcare costs are the weak spot.
The best neighborhoods in Mill Neck
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Mill Neck's strengths and weaknesses
Where Mill Neck ranks high
- Big-city accessBetter than 99% of towns
- Household income$209,831 median, better than 99% of towns
- School gradeA+, better than 99% of towns
- Healthcare accessBetter than 98% of towns
- Educational attainmentBetter than 98% of towns
Where Mill Neck ranks low
- Cheap childcare$1,476 a month, better than only 4% of towns
- Short commute40.3 minutes each way, better than only 5% of towns
- Cheap car insuranceBetter than only 6% of towns
- QuietBetter than only 9% of towns
- Housing crash safetyBetter than only 12% of towns
What it costs to buy a home in Mill Neck
A household needs to earn about $423,000 a year to comfortably buy the median Mill Neck home, at 20% down and today's 30-year rate. That runs well above the area's median income of $209,831, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Mill Neck's effective rate of 1.31%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in Mill Neck
Mill Neck runs older than the country, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Mill Neck.
Who works in Mill Neck, and how
Work in Mill Neck centers on professional & technical and finance & insurance. Unemployment is close to the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 69%
- Work from home 18%
- Transit, walk, or bike 13%
Life in Mill Neck
The coast is about 4 minutes away. Distance to the water changes a lot across Mill Neck, which the map shows.
What the weather is like in Mill Neck, month by month
Mill Neck sees roughly 75 pleasant days a year. July highs average about 86 degrees. January highs sit near 44, with lows near 26. The comfortable stretch runs May, June, and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 44° | 35° | 26° |
| April | 62° | 51° | 42° |
| July | 86° | 77° | 69° |
| October | 69° | 59° | 50° |
Flying in and out of Mill Neck
The nearest airport, Westchester County, is about 15 miles away and is a small airport. The nearest major hub is Laguardia, about 18 miles away.
The best schools in and around Mill Neck
Schools across Mill Neck average an A+, better than 99% of towns.
Top elementary schools
- Vernon SchoolA+ · 82% proficient
Top middle schools
- Locust Valley Middle SchoolA+ · 78% proficient
Top high schools
- Locust Valley High SchoolA+ · 98% proficient
- Oyster Bay High SchoolA · 76% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Mill Neck school and its grade on SchoolGrade.
Mill Neck measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Mill Neck against the other 50,332 towns.
Common questions about living in Mill Neck
Is Mill Neck a good place to live?
Using BestNeighborhood's default rankings, Mill Neck ranks 1,614th of 50,333 towns. It scores highest on big-city access, high incomes, and good schools, and lowest on childcare costs and long commutes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Mill Neck expensive to live in?
The median home is worth $1,511,488. The overall cost of living runs about 48% above the national average. Set against a $209,831 median income, cost of living beats 98% of towns.
Is Mill Neck safe?
Yes, Mill Neck is safer than 76% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $224 per resident a year.
Compare Mill Neck with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Mill Neck. Scores are absolute rather than ranked, which means a 60 in Mill Neck represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Mill Neck detail on BestNeighborhood maps:
- Walk Grade for Mill Neck: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Mill Neck: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Mill Neck: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Mill Neck: carrier by carrier coverage behind the cell score.
Mill Neck detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.