Best PlacesMonticello, TX Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Monticello, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
Monticello ranks 39,543rd of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on low taxes by a wide margin, and thin health care access ranks lowest.
The best neighborhoods in Monticello
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Monticello's strengths and weaknesses
Where Monticello ranks high
- Low income/sales/gas taxBetter than 92% of towns
- Cheap childcare$558 a month, better than 86% of towns
- State fiscal healthBetter than 81% of towns
- Housing crash safetyBetter than 75% of towns
- Cell coverageBetter than 71% of towns
Where Monticello ranks low
- Healthcare accessBetter than only 6% of towns
- Air qualityBetter than only 9% of towns
- QuietBetter than only 11% of towns
- WalkabilityBetter than only 19% of towns
- Heat safetyBetter than only 20% of towns
What it costs to buy a home in Monticello
A household needs to earn about $57,000 a year to comfortably buy the median Monticello home, at 20% down and today's 30-year rate. That is below the area's own median income of $62,268, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Monticello's effective rate of 1.10%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 9 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Monticello
Monticello runs younger than the country, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Monticello.
Who works in Monticello, and how
Work in Monticello centers on manufacturing and admin & support services. Unemployment is low, and the job base is shrinking.
Largest industries
How people get to work
- Drive or carpool 87%
- Work from home 12%
- Transit, walk, or bike 1%
Life in Monticello
The map and measures below break down dining, culture, and green space by neighborhood across Monticello.
What the weather is like in Monticello, month by month
Monticello sees roughly 73 pleasant days a year. July highs average about 94 degrees. January highs sit near 58, with lows near 36. The comfortable stretch runs March through May, October, and November.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 58° | 46° | 36° |
| April | 76° | 64° | 54° |
| July | 94° | 83° | 73° |
| October | 80° | 66° | 55° |
Flying in and out of Monticello
The nearest airport, East Texas Regional, is about 54 miles away and is a small airport. The nearest major hub is Dallas Love Field, about 106 miles away.
The best schools in and around Monticello
Schools across Monticello average a C+, better than 53% of towns.
Top middle schools
- P E Wallace MiddleC+ · 37% proficient
Top high schools
- Mount Pleasant H SA− · 62% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Monticello school and its grade on SchoolGrade.
Monticello measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Monticello against the other 50,332 towns.
Common questions about living in Monticello
Is Monticello a good place to live?
Using BestNeighborhood's default rankings, Monticello ranks 39,543rd of 50,333 towns. It scores highest on low taxes, affordable childcare, and state finances, and lowest on thin health care access and air quality. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Monticello expensive to live in?
The median home is worth $209,108. The overall cost of living runs about 15% below the national average. Set against a $62,268 median income, cost of living beats 34% of towns.
Is Monticello safe?
Monticello is safer than 24% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $493 per resident a year.
Compare Monticello with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Monticello. Scores are absolute rather than ranked, which means a 60 in Monticello represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Monticello detail on BestNeighborhood maps:
- Walk Grade for Monticello: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Monticello: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Monticello: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Monticello: carrier by carrier coverage behind the cell score.
Monticello detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.