Best PlacesMontserrat, MO Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Montserrat, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
Montserrat ranks 14,799th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on affordable childcare by a wide margin, and the weather ranks lowest.
The best neighborhoods in Montserrat
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Montserrat's strengths and weaknesses
Where Montserrat ranks high
- Cheap childcare$457 a month, better than 97% of towns
- Crime safetyBetter than 94% of towns
- Low vacancyBetter than 91% of towns
- Local economyBetter than 87% of towns
- Disaster safetyBetter than 86% of towns
Where Montserrat ranks low
- Nice weatherabout 55 pleasant days a year, better than only 2% of towns
- QuietBetter than only 13% of towns
- Internet speedBetter than only 26% of towns
- Cheap car insuranceBetter than only 32% of towns
- Air qualityBetter than only 36% of towns
What it costs to buy a home in Montserrat
A household needs to earn about $58,000 a year to comfortably buy the median Montserrat home, at 20% down and today's 30-year rate. That is below the area's own median income of $71,153, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Montserrat's effective rate of 0.74%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in Montserrat
Montserrat runs younger than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Montserrat.
Who works in Montserrat, and how
Work in Montserrat centers on public administration and health care & social. Unemployment is close to the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 94%
- Work from home 3%
- Transit, walk, or bike 2%
Life in Montserrat
The map and measures below break down dining, culture, and green space by neighborhood across Montserrat.
What the weather is like in Montserrat, month by month
Montserrat sees roughly 55 pleasant days a year. July highs average about 89 degrees. January highs sit near 41, with lows near 23. The comfortable stretch runs April, May, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 41° | 31° | 23° |
| April | 68° | 55° | 45° |
| July | 89° | 78° | 69° |
| October | 71° | 58° | 48° |
Flying in and out of Montserrat
Kansas City International sits about 68 miles away. It is a medium hub and boarded 5.7 million passengers in 2025, with 104 nonstop destinations.
The best schools in and around Montserrat
Schools across Montserrat average a B, better than 62% of towns.
Top elementary schools
- Whiteman A.f.b. Elem.B · 48% proficient
- Knob Noster Elem.B− · 42% proficient
Top middle schools
- Knob Noster MiddleB+ · 52% proficient
- Warrensburg MiddleB− · 41% proficient
Top high schools
- Knob Noster HighB · 50% proficient
- Warrensburg HighB− · 41% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Montserrat school and its grade on SchoolGrade.
Montserrat measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Montserrat against the other 50,332 towns.
Common questions about living in Montserrat
Is Montserrat a good place to live?
Using BestNeighborhood's default rankings, Montserrat ranks 14,799th of 50,333 towns. It scores highest on affordable childcare, low crime, and few empty homes, and lowest on the weather and noise. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Montserrat expensive to live in?
The median home is worth $222,760. The overall cost of living runs about 15% below the national average. Set against a $71,153 median income, cost of living beats 53% of towns.
Is Montserrat safe?
Yes, Montserrat is safer than 94% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $213 per resident a year.
Compare Montserrat with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Montserrat. Scores are absolute rather than ranked, which means a 60 in Montserrat represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Montserrat detail on BestNeighborhood maps:
- Walk Grade for Montserrat: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Montserrat: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Montserrat: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Montserrat: carrier by carrier coverage behind the cell score.
Montserrat detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.