Best PlacesOsseo, WI Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Osseo, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
Osseo ranks 12,279th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on cheap car insurance by a wide margin, and internet speeds rank lowest.
The best neighborhoods in Osseo
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Osseo's strengths and weaknesses
Where Osseo ranks high
- Cheap car insuranceBetter than 93% of towns
- WalkabilityBetter than 89% of towns
- Crime safetyBetter than 87% of towns
- Healthcare accessBetter than 81% of towns
- BikingBetter than 80% of towns
Where Osseo ranks low
- Internet speedBetter than only 18% of towns
- Low property taxBetter than only 18% of towns
- QuietBetter than only 20% of towns
- Cheap childcare$936 a month, better than only 32% of towns
- State infrastructureBetter than only 40% of towns
What it costs to buy a home in Osseo
A household needs to earn about $60,000 a year to comfortably buy the median Osseo home, at 20% down and today's 30-year rate. That is below the area's own median income of $74,520, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Osseo's effective rate of 1.23%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 10 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Osseo
Osseo's age mix sits close to the national median, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Osseo.
Who works in Osseo, and how
Work in Osseo centers on manufacturing and health care & social. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 84%
- Work from home 13%
- Transit, walk, or bike 4%
Life in Osseo
Osseo has more restaurants and bars per resident than 89% of towns. That concentrates in some parts of Osseo and thins out in others, which the map shows.
What the weather is like in Osseo, month by month
Osseo sees roughly 109 pleasant days a year. July highs average about 84 degrees. January highs sit near 25, with lows near 10. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 25° | 18° | 10° |
| April | 56° | 44° | 34° |
| July | 84° | 72° | 61° |
| October | 59° | 49° | 40° |
Flying in and out of Osseo
The nearest airport, Chippewa Valley Regional, is about 24 miles away and is a small airport. The nearest major hub is Minneapolis-St Paul International/Wold-Chamberlain, about 100 miles away.
The best schools in and around Osseo
Schools across Osseo average a C+, better than 42% of towns.
Top elementary schools
- Robbins ElementaryB+ · 51% proficient
- Eleva-strum ElementaryB− · 43% proficient
- Whitehall Memorial ElementaryB− · 42% proficient
Top middle schools
- South MiddleB+ · 48% proficient
- Osseo-fairchild MiddleB · 47% proficient
- Eleva-strum MiddleC+ · 38% proficient
Top high schools
- Memorial HighB+ · 51% proficient
- Whitehall Memorial Junior/senior HighC · 32% proficient
- Osseo-fairchild HighD · 22% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Osseo school and its grade on SchoolGrade.
Osseo measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Osseo against the other 50,332 towns.
Common questions about living in Osseo
Is Osseo a good place to live?
Using BestNeighborhood's default rankings, Osseo ranks 12,279th of 50,333 towns. It scores highest on cheap car insurance, walkability, and low crime, and lowest on internet speeds and property taxes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Osseo expensive to live in?
The median home is worth $217,007. The overall cost of living runs about 15% below the national average. Set against a $74,520 median income, cost of living beats 61% of towns.
Is Osseo safe?
Yes, Osseo is safer than 87% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $202 per resident a year.
Compare Osseo with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Osseo. Scores are absolute rather than ranked, which means a 60 in Osseo represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Osseo detail on BestNeighborhood maps:
- Walk Grade for Osseo: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Osseo: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Osseo: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Osseo: carrier by carrier coverage behind the cell score.
Osseo detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.