Best PlacesOswego, NY Best Neighborhoods

2026–2027 edition · Data updated July 2026

Every neighborhood in and around Oswego, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.

See the map of best neighborhoods

Oswego ranks 1,499th of 2,098 U.S. cities on the BestNeighborhood index. It scores highest on low disaster risk by a wide margin, and property taxes are the weak spot.

#1,499
of 2,098 cities
BestNeighborhood rank
Defaults weight crime safety, affordability, schools, and weather highest: the things hardest to change after a move
N/A
of 2,098 cities
Your rank
Set your priorities to see your rank

The best neighborhoods in Oswego

Map of the best neighborhoods in the Oswego area, with better matches in green and worse matches in red
Click the map to explore
National median
Worse match Better match
Colorblind friendly off
Popular priorities:

BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.

Oswego's strengths and weaknesses

Top 3%Low disaster risk
Top 10%Clean air
Top 10%Quiet
Each measure against the national median. Bars to the right beat the median; bars to the left fall short. Percentiles compare Oswego with other cities.

Where Oswego ranks high

  • Disaster safetyBetter than 98% of cities
  • Air qualityBetter than 95% of cities
  • QuietBetter than 91% of cities
  • Heat safetyBetter than 90% of cities
  • Short commute19.5 minutes each way, better than 89% of cities

Where Oswego ranks low

  • Low property taxBetter than only 2% of cities
  • Internet speedBetter than only 4% of cities
  • Local economyBetter than only 5% of cities
  • Low vacancyBetter than only 8% of cities
  • State infrastructureBetter than only 14% of cities

What it costs to buy a home in Oswego

A household needs to earn about $47,000 a year to comfortably buy the median Oswego home, at 20% down and today's 30-year rate. That is below the area's own median income of $65,236, so a typical household can afford the median home outright.

Income to buy the median home
$47,000
a year, at 20% down and today's 30-year rate
Estimated monthly payment
$1,095
principal, interest, tax, and insurance on a $147,219 home
Median rent
$1,099
a month, across all home sizes

Where the monthly payment goes

Principal & interest$751
Property tax$296
Homeowners insurance$49

Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Oswego's effective rate of 2.41%, and insurance is estimated at 0.4% of home value a year.

Renting versus buying

At today's prices, buying tends to cost more than renting for about the first 5 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.

Cumulative cost of renting versus owning the median home, first 10 years. Illustrative estimate.

Who lives in Oswego

Oswego runs younger than the country, and households here run smaller than average.

Median age
36
younger than the U.S. median of 41
Residents 65 and older
17%
versus 18% nationally
Average household
2.4
below the U.S. average of 2.6

Residents by age

Under 1823%
18 to 3427%
35 to 4916%
50 to 6416%
65 and older17%

Racial and ethnic makeup has its own map. See the race and diversity map for Oswego.


Who works in Oswego, and how

Work in Oswego centers on health care & social and education. Unemployment sits above the national rate, and the job base is shrinking.

Work from home
9%
below the national average
Unemployment
6.7%
above the national average
Job growth
−5.1%
/y 2019-2023, slower than the national pace

Largest industries

Health care & social15%
Education15%
Retail trade13%
Hospitality & food8%
Manufacturing8%

How people get to work

  • Drive or carpool 78%
  • Work from home 9%
  • Transit, walk, or bike 12%

Life in Oswego

Oswego has more restaurants and bars per resident than 77% of cities and more parkland per resident than 87% of cities. Dining, parks, and nightlife concentrates in some parts of Oswego and thins out in others, which the map shows.

Places to eat and drink
151
restaurants, bars, and fast food, about 47.9 per 10,000 residents, more than 77% of cities
Coffee shops
17
about 5.4 per 10,000 residents, more than 80% of cities
Parkland
165 acres
about 5.2 acres per 1,000 residents, more than 87% of cities
Living on campus
3,816
students living in college or university housing

What the weather is like in Oswego, month by month

Oswego sees roughly 73 pleasant days a year. July highs average about 85 degrees. January highs sit near 35, with lows near 18. The comfortable stretch runs May through September.

Average daily high, mean, and low in degrees Fahrenheit, NOAA station data 2016 to 2025.
Show the monthly temperatures
MonthAvg highAvgAvg low
January35°26°18°
April58°46°35°
July85°72°61°
October64°53°43°

Flying in and out of Oswego

The nearest airport, Syracuse Hancock International, is about 30 miles away and is a small airport. The nearest major hub is Bradley International, about 220 miles away.

Nearest airport
SYR
Syracuse Hancock International, about 30 miles
Airport size
Small hub
90th-busiest in the US, 58 nonstop destinations
Average drive
44 min
from the area, with no traffic

The best schools in and around Oswego

Schools across Oswego average a B+, better than 83% of cities.

Top elementary schools

Top middle schools

Top high schools

Grades come from K-12 test scores, with scores projected for schools missing data. See every Oswego school and its grade on SchoolGrade.


Oswego measure by measure

Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Oswego against the other 2,097 cities.


Who Oswego suits

Families

Schools beat 83% of cities.

See the families priority ↑

Remote workers

9% already work from home.

See the remote-work priority ↑

Retirees

Health care access beats 61% and it is quieter than 91%.

See the retirees priority ↑


Common questions about living in Oswego

Is Oswego a good place to live?

Using BestNeighborhood's default rankings, Oswego ranks 1,499th of 2,098 cities. It scores highest on low disaster risk, clean air, and quiet, and lowest on property taxes and internet speeds. How good it is for you depends on which of those you weight most, which the map lets you set.

Is Oswego expensive to live in?

The median home is worth $147,219. The overall cost of living runs about 13% below the national average. Set against a $65,236 median income, cost of living beats 20% of cities.

Is Oswego safe?

Oswego is safer than 37% of cities. Safety varies a lot by neighborhood. Crime costs an estimated $390 per resident a year.

What is the weather like in Oswego?

July highs average about 85 degrees, and January highs near 35 with lows near 18. That works out to about 73 pleasant days a year, more than 33% of cities.

Is Oswego good for families?

Schools beat 83% of cities, crime safety beats 37%, and childcare runs $1,088 a month.


Compare Oswego with other cities


Sources and methodology

Every measure on this page is scored for each neighborhood, then rolled up to Oswego. Scores are absolute rather than ranked, which means a 60 in Oswego represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.

Oswego detail on BestNeighborhood maps:

  1. Walk Grade for Oswego: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
  2. Noise in Oswego: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
  3. Conservative vs liberal map of Oswego: precinct level election results apportioned to neighborhoods.
  4. Mobile and cell coverage in Oswego: carrier by carrier coverage behind the cell score.

Oswego detail on related sites:

  1. CrimeGrade: neighborhood crime rates behind the crime safety score.
  2. ISPreports.org: provider by provider internet availability and advertised speeds.
  3. CoverageWatch: the car insurance premiums behind the cheap car insurance score.

Federal and public data:

  1. U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
  2. NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
  3. FAA Passenger Boarding Data: airport size and annual passenger counts.
  4. Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
  5. FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
  6. U.S. EPA Air Quality System: five year average air quality index.
  7. FEMA National Risk Index: expected annual loss from natural hazards.
  8. CDC PLACES: disease burden, preventable risk, and barriers to care.
  9. National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
  10. FCC National Broadband Map: internet and wireless availability.
  11. U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
  12. Religious activity uses a proprietary religious signal measurement.