Best PlacesOwingsville, KY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Owingsville, scored on 40 measures of daily life and ranked to fit what matters to you. Several measures below read low, and the ranked lists name which ones. To work out which city fits you best, start with the best places to live tool.
Owingsville ranks 42,199th of 50,333 U.S. towns on the BestNeighborhood index. Thin health care access pulls hardest against it, while it scores best on affordable childcare.
The best neighborhoods in Owingsville
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Owingsville's strengths and weaknesses
Where Owingsville ranks high
- Cheap childcare$544 a month, better than 88% of towns
- WalkabilityBetter than 77% of towns
- Internet speedBetter than 72% of towns
- Low income/sales/gas taxBetter than 67% of towns
- Air qualityBetter than 65% of towns
Where Owingsville ranks low
- Healthcare accessBetter than only 6% of towns
- Cheap car insuranceBetter than only 12% of towns
- Household income$50,447 median, better than only 13% of towns
- Health outlookBetter than only 14% of towns
- School gradeD+, better than only 16% of towns
What it costs to buy a home in Owingsville
A household needs to earn about $34,000 a year to comfortably buy the median Owingsville home, at 20% down and today's 30-year rate. That is below the area's own median income of $50,447, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Owingsville's effective rate of 0.69%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices and rents, renting stays cheaper than buying across the first 10 years here, so the case for buying rests on staying much longer or on prices rising faster than assumed. The chart tracks the running cost of each.
Who lives in Owingsville
Owingsville runs older than the country.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Owingsville.
Who works in Owingsville, and how
Work in Owingsville centers on manufacturing and retail trade. Unemployment is close to the national rate, and employment has held roughly flat.
Largest industries
How people get to work
- Drive or carpool 92%
- Work from home 6%
- Transit, walk, or bike 2%
Life in Owingsville
The map and measures below break down dining, culture, and green space by neighborhood across Owingsville.
What the weather is like in Owingsville, month by month
Owingsville sees roughly 74 pleasant days a year. July highs average about 86 degrees. January highs sit near 43, with lows near 27. The comfortable stretch runs April through June and August through October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 43° | 34° | 27° |
| April | 67° | 55° | 45° |
| July | 86° | 76° | 67° |
| October | 70° | 58° | 48° |
Flying in and out of Owingsville
The nearest airport, Blue Grass, is about 47 miles away and is a small airport. The nearest major hub is Cincinnati/Northern Kentucky International, about 80 miles away.
The best schools in and around Owingsville
Schools across Owingsville average a D+, better than 16% of towns.
Top elementary schools
- Mount Sterling Elementary SchoolC · 32% proficient
- Crossroads Elementary SchoolC− · 30% proficient
- Hillsboro Elementary SchoolC− · 29% proficient
Top middle schools
- Simons Middle SchoolC− · 30% proficient
- Mcnabb Middle SchoolC− · 29% proficient
- Bath County Middle SchoolD− · 18% proficient
Top high schools
- Montgomery County High SchoolC · 31% proficient
- Bath County High SchoolC− · 30% proficient
- Fleming County High SchoolC− · 28% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Owingsville school and its grade on SchoolGrade.
Owingsville measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Owingsville against the other 50,332 towns.
Common questions about living in Owingsville
Is Owingsville a good place to live?
Using BestNeighborhood's default rankings, Owingsville ranks 42,199th of 50,333 towns. It scores highest on affordable childcare, walkability, and fast internet, and lowest on thin health care access and car insurance costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Owingsville expensive to live in?
The median home is worth $131,223. The overall cost of living runs about 19% below the national average. Set against a $50,447 median income, cost of living beats 19% of towns.
Is Owingsville safe?
Owingsville is safer than 52% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $267 per resident a year.
Compare Owingsville with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Owingsville. Scores are absolute rather than ranked, which means a 60 in Owingsville represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Owingsville detail on BestNeighborhood maps:
- Walk Grade for Owingsville: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Owingsville: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Owingsville: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Owingsville: carrier by carrier coverage behind the cell score.
Owingsville detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.