Best PlacesPearl Beach, MI Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Pearl Beach, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
Pearl Beach ranks 24,661st of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on quiet by a wide margin, and car insurance costs are the weak spot.
The best neighborhoods in Pearl Beach
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Pearl Beach's strengths and weaknesses
Where Pearl Beach ranks high
- QuietBetter than 97% of towns
- Healthcare accessBetter than 96% of towns
- Voter turnoutBetter than 86% of towns
- Big-city accessBetter than 81% of towns
- Low vacancyBetter than 76% of towns
Where Pearl Beach ranks low
- Cheap car insuranceBetter than only 1% of towns
- Short commute40.4 minutes each way, better than only 5% of towns
- Tree shadeBetter than only 16% of towns
- WalkabilityBetter than only 19% of towns
- State fiscal healthBetter than only 22% of towns
What it costs to buy a home in Pearl Beach
A household needs to earn about $96,000 a year to comfortably buy the median Pearl Beach home, at 20% down and today's 30-year rate. That runs well above the area's median income of $80,690, so buying stretches a typical household.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Pearl Beach's effective rate of 1.11%, and insurance is estimated at 0.4% of home value a year.
Who lives in Pearl Beach
Pearl Beach runs older than the country, and households here run smaller than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Pearl Beach.
Who works in Pearl Beach, and how
Work in Pearl Beach centers on health care & social and admin & support services. Unemployment is low, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 72%
- Work from home 21%
- Transit, walk, or bike 7%
Life in Pearl Beach
The map and measures below break down dining, culture, and green space by neighborhood across Pearl Beach.
What the weather is like in Pearl Beach, month by month
Pearl Beach sees roughly 70 pleasant days a year. July highs average about 85 degrees. January highs sit near 35, with lows near 20. The comfortable stretch runs May through September.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 35° | 27° | 20° |
| April | 59° | 47° | 35° |
| July | 85° | 74° | 62° |
| October | 65° | 54° | 44° |
Flying in and out of Pearl Beach
Detroit Metro Wayne County sits about 47 miles away. It is a large hub and boarded 16.3 million passengers in 2025, with 168 nonstop destinations.
The best schools in and around Pearl Beach
Schools across Pearl Beach average a C−, better than 25% of towns.
Top elementary schools
- Algonquin Elementary SchoolC− · 26% proficient
Top middle schools
- Anchor Bay Middle School NorthB− · 42% proficient
Top high schools
- Anchor Bay High SchoolC+ · 35% proficient
- Algonac Juniorsenior High SchoolC · 30% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Pearl Beach school and its grade on SchoolGrade.
Pearl Beach measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Pearl Beach against the other 50,332 towns.
Common questions about living in Pearl Beach
Is Pearl Beach a good place to live?
Using BestNeighborhood's default rankings, Pearl Beach ranks 24,661st of 50,333 towns. It scores highest on quiet, health care access, and civic engagement, and lowest on car insurance costs and long commutes. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Pearl Beach expensive to live in?
The median home is worth $352,179. The overall cost of living runs about 4% below the national average. Set against a $80,690 median income, cost of living beats 64% of towns.
Is Pearl Beach safe?
Yes, Pearl Beach is safer than 69% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $275 per resident a year.
Compare Pearl Beach with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Pearl Beach. Scores are absolute rather than ranked, which means a 60 in Pearl Beach represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Pearl Beach detail on BestNeighborhood maps:
- Walk Grade for Pearl Beach: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Pearl Beach: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Pearl Beach: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Pearl Beach: carrier by carrier coverage behind the cell score.
Pearl Beach detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.