Best PlacesPembroke, KY Best Neighborhoods
2026–2027 edition · Data updated July 2026
Every neighborhood in and around Pembroke, scored on 40 measures of daily life and ranked to fit what matters to you. This page is for people who live here or already know they want to. To work out which city fits you best, start with the best places to live tool.
Pembroke ranks 24,024th of 50,333 U.S. towns on the BestNeighborhood index. It scores highest on affordable childcare by a wide margin, and an overheated housing market is the weak spot.
The best neighborhoods in Pembroke
BestNeighborhood is the only ranking that scores 40 measures of daily life neighborhood by neighborhood and lets you re-weight every one of them yourself.
Pembroke's strengths and weaknesses
Where Pembroke ranks high
- Cheap childcare$506 a month, better than 91% of towns
- Low property taxBetter than 90% of towns
- Local economyBetter than 84% of towns
- WalkabilityBetter than 78% of towns
- Crime safetyBetter than 75% of towns
Where Pembroke ranks low
- Housing crash safetyBetter than only 12% of towns
- Cheap car insuranceBetter than only 16% of towns
- Nice weatherabout 66 pleasant days a year, better than only 18% of towns
- Tree shadeBetter than only 21% of towns
- School gradeC−, better than only 24% of towns
What it costs to buy a home in Pembroke
A household needs to earn about $52,000 a year to comfortably buy the median Pembroke home, at 20% down and today's 30-year rate. That is below the area's own median income of $75,736, so a typical household can afford the median home outright.
Where the monthly payment goes
Assumes a 20% down payment, a 6.6% 30-year fixed rate, and a 28% share of income going to the payment. The rate is the 2026-07-23 30-year fixed average, series MORTGAGE30US from the St. Louis Fed, which publishes Freddie Mac's weekly survey. Against the median home value, property tax uses Pembroke's effective rate of 0.38%, and insurance is estimated at 0.4% of home value a year.
Renting versus buying
At today's prices, buying tends to cost more than renting for about the first 7 years, then pulls ahead as rent keeps rising and the mortgage builds equity. The chart tracks the running cost of each.
Who lives in Pembroke
Pembroke's age mix sits close to the national median, and households here run larger than average.
Residents by age
Racial and ethnic makeup has its own map. See the race and diversity map for Pembroke.
Who works in Pembroke, and how
Work in Pembroke centers on health care & social and retail trade. Unemployment sits above the national rate, and jobs are growing.
Largest industries
How people get to work
- Drive or carpool 86%
- Work from home 10%
- Transit, walk, or bike 4%
Life in Pembroke
The map and measures below break down dining, culture, and green space by neighborhood across Pembroke.
What the weather is like in Pembroke, month by month
Pembroke sees roughly 66 pleasant days a year. July highs average about 89 degrees. January highs sit near 47, with lows near 30. The comfortable stretch runs April, May, September, and October.
Show the monthly temperatures
| Month | Avg high | Avg | Avg low |
|---|---|---|---|
| January | 47° | 38° | 30° |
| April | 71° | 59° | 49° |
| July | 89° | 80° | 71° |
| October | 73° | 62° | 51° |
Flying in and out of Pembroke
Nashville International sits about 60 miles away. It is a large hub and boarded 12.6 million passengers in 2025, with 158 nonstop destinations.
The best schools in and around Pembroke
Schools across Pembroke average a C−, better than 24% of towns.
Top elementary schools
- Sinking Fork Elementary SchoolB− · 41% proficient
- South Todd Elementary SchoolC · 31% proficient
- Pembroke Elementary SchoolC− · 30% proficient
Top middle schools
- Hopkinsville Middle SchoolC− · 29% proficient
- Christian County Middle SchoolD+ · 26% proficient
- Todd County Middle SchoolD+ · 24% proficient
Top high schools
- Hopkinsville High SchoolC− · 27% proficient
- Christian County High SchoolD+ · 24% proficient
- Todd County Central High SchoolD · 18% proficient
Grades come from K-12 test scores, with scores projected for schools missing data. See every Pembroke school and its grade on SchoolGrade.
Pembroke measure by measure
Cards are ordered by how much each measure matters to you, so the ones you weighted highest come first. Expand to see every measure. Percentages compare Pembroke against the other 50,332 towns.
Common questions about living in Pembroke
Is Pembroke a good place to live?
Using BestNeighborhood's default rankings, Pembroke ranks 24,024th of 50,333 towns. It scores highest on affordable childcare, low property taxes, and a strong job market, and lowest on an overheated housing market and car insurance costs. How good it is for you depends on which of those you weight most, which the map lets you set.
Is Pembroke expensive to live in?
The median home is worth $210,200. The overall cost of living runs about 19% below the national average. Set against a $75,736 median income, cost of living beats 70% of towns.
Is Pembroke safe?
Yes, Pembroke is safer than 75% of towns. Safety varies a lot by neighborhood. Crime costs an estimated $214 per resident a year.
Compare Pembroke with other towns
Sources and methodology
Every measure on this page is scored for each neighborhood, then rolled up to Pembroke. Scores are absolute rather than ranked, which means a 60 in Pembroke represents the same real quantity as a 60 anywhere else, and the ranking is a weighted average of those absolutes. The map colors come from a national scale calibrated against a population weighted random sample of 5,000 neighborhoods. That absolute scoring is what no other places-to-live ranking does: it puts a single neighborhood, a town, a metro, and a state on one scale, so the same 40 measures answer both which metro to move to and which street inside it to buy on. Read the full methodology.
Pembroke detail on BestNeighborhood maps:
- Walk Grade for Pembroke: walkability, transit, and biking, measured on the real street network rather than by straight line distance.
- Noise in Pembroke: road, rail, and aviation sound modeling calibrated against federal ground truth measurements.
- Conservative vs liberal map of Pembroke: precinct level election results apportioned to neighborhoods.
- Mobile and cell coverage in Pembroke: carrier by carrier coverage behind the cell score.
Pembroke detail on related sites:
- CrimeGrade: neighborhood crime rates behind the crime safety score.
- ISPreports.org: provider by provider internet availability and advertised speeds.
- CoverageWatch: the car insurance premiums behind the cheap car insurance score.
Federal and public data:
- U.S. Census Bureau American Community Survey: income, home value, rent, vacancy, commute time and mode, educational attainment, home age, age structure, household type, industry, and race.
- NOAA Global Surface Summary of the Day: the daily station record behind the monthly temperatures and the pleasant-day count.
- FAA Passenger Boarding Data: airport size and annual passenger counts.
- Freddie Mac Primary Mortgage Market Survey: the 30-year fixed rate used in the cost-to-buy estimate.
- FBI Crime Data Explorer: reported offenses behind the tangible crime cost estimate.
- U.S. EPA Air Quality System: five year average air quality index.
- FEMA National Risk Index: expected annual loss from natural hazards.
- CDC PLACES: disease burden, preventable risk, and barriers to care.
- National Center for Education Statistics: school enrollment and assessment inputs behind the school grade.
- FCC National Broadband Map: internet and wireless availability.
- U.S. Bureau of Labor Statistics: employment and job growth behind the local economy score.
- Religious activity uses a proprietary religious signal measurement.
Your priorities
Move a slider to say how much a measure matters. Zero turns it off.